13170 PIRATE LANE, SPRING HILL, FL, 34609
Active211 days on marketListed Dec 31, 2025MLS #TB8459524
About this home
13170 PIRATE LANE
A place to call home. And this home has been cared for and it shows everywhere you go. The colors are pleasant the upgraded Kitchen and baths are tastefully decorated. NO back door neighbors, there is an ally that you can use to bring all of your toys to the large back yard. The playground or the new pool if you want one, you will have the room for it.. plenty of space you plant the best garden in the eare, plenty of private space for all of your needs and wants. It is close to supermarket, drug store, restaurants and so quiet at the same time. No flood near here, sits up on the hill, for extra protection. Front screened entrance and back extra room, the garage also has screens for added privacy. Come see this beautiful home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,258
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,162 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,162/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs SPRING HILL
$238 vs $199
Days on market
211 vs 29 typical
Where $238/sqft sits among the 288 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
146 of 288
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 13170 PIRATE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$240,000
10290 BANNOCK STREET · same community
2 bd · 2 ba · 1,264 sqft · $190/sqft · 4 DOM
Sold · Dec ’25$198,900
7065 SPRING HILL DRIVE · same community
2 bd · 1 ba · 1,198 sqft · $166/sqft · 16 DOM
Sold · Dec ’25$245,000
1183 FARLEY AVENUE · same community
2 bd · 2 ba · 1,336 sqft · $183/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13170 PIRATE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13170 PIRATE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13170 PIRATE LANE FAQs
What would the monthly payment be for 13170 PIRATE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,162/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13170 PIRATE LANE?+
The most recent tax bill on record (2025) was $1,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $300,000, this home is listed about 13% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13170 PIRATE LANE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EZ CHOICE REALTY · Angelica Vazquez. MLS #TB8459524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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