3501 W REYNOLDS STREET, PLANT CITY, FL, 33563
Active228 days on marketListed Dec 30, 2025MLS #TB8459488
About this home
3501 W REYNOLDS STREET
ASSUMABLE VA LOAN AT 5.75% INTEREST! Bypass today’s higher market rates and lock in a significantly lower monthly payment for years to come. This incredible financing opportunity is available to both civilian and military buyers alike. Located in a prime Plant City neighborhood with NO HOA and NO CDD fees, this 3-bedroom, 2-bath home is completely move-in ready. The fully refreshed interior boasts brand-new wood-look tile flooring throughout, fresh paint, and newly retextured knockdown ceilings, creating a bright and modern living space. The functional split-bedroom floor plan offers excellent privacy for the primary suite, while the open living and dining areas are perfect for everyday comfort. Additional highlights include a 1-car garage, a 2018 roof, new water heater, a mostly fenced backyard, and the convenience of public water and sewer (no well or septic). Enjoy being within walking distance to Burchwood Park and just minutes from the Strawberry Festival grounds, South Florida Baptist Hospital, shopping, dining, and major roadways. ***Eligible for the Florida Hometown Heroes Program! Ask how qualified buyers can receive up to 5% ($35K max) in down payment and closing cost assistance on this home.*** Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,160
Sqft
0.21 ac
Lot size
1
Garage
1994
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs Plant City actives
$259 vs $212
Days on market
228 vs 53 typical
Where $259/sqft sits among the 271 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
26,313
Median age
37.9
Median income
$56,318
Median home value
$197,500
Avg household
2.62
Households w/ children
2,759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $354K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
161 of 271
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3501 W REYNOLDS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$322,000
430 PEVETTY DRIVE · same community
3 bd · 2 ba · 1,235 sqft · $261/sqft · 94 DOM
Sold · Sep ’25$170,000
430 PEVETTY DRIVE · same community
3 bd · 1 ba · 1,007 sqft · $169/sqft · 14 DOM
Sold · Apr ’26$324,900
407 PEVETTY DRIVE · same community
3 bd · 2 ba · 1,462 sqft · $222/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3501 W REYNOLDS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3501 W REYNOLDS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3501 W REYNOLDS STREET FAQs
What would the monthly payment be for 3501 W REYNOLDS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3501 W REYNOLDS STREET?+
The most recent tax bill on record (2025) was $2,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $300,000, this home is listed about 25% below the Plant City median of $399,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3501 W REYNOLDS STREET?+
Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PLANT CITY 33563 market on paper
$300,000 is 9% below the PLANT CITY 33563 median of $330,500.
02Time on market is leverage
228 days on market against a Plant City median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $315,000, now $300,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YELLOWFIN REALTY · Andrew Schmitt. MLS #TB8459488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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