31 ISLAND WAY UNIT 1205, CLEARWATER BEACH, FL, 33767
Active143 days on marketListed Mar 13, 2026MLS #TB8459366
About this home
31 ISLAND WAY UNIT 1205
Make this Condo your dream getaway with Direct Waterfront Views of Clearwater Beach and the sparkling Gulf of America. This residence is the epitome of resort-style living, located in the coveted 31 Island Way Co-op community. Enjoy hassle-free ALL- INCLUSIVE living with all utilities included—electric, water,sewer, cable, basic Wi-Fi, property management services, lobby attendants, and even insurance coverage. The co-op offers unmatched convenience, leaving you to focus on relaxation and enjoyment as you Lounge by the stunning pool, where you can bask in the sun and unwind. State-of-the-Art Fitness Center: Fully upgraded to meet all your fitness needs. Social Lounge & EntertainmentArea: Perfect for gatherings and relaxation. Private Storage Closets on each floor and free laundry facilities for your convenience. RecentUpgrades: New state-of-the-art security entrance, Improved AC systems, Updated elevators, Brand-new fitness center and lobby flooring, and ageothermal heated pool. Lifestyle Perks include : Boat Slips: Available on a first-come, first-served basis for a small monthly fee. Indoor bike storage and recreational games like ping pong and pool. Enjoy the fishing pier, boat dock, outdoor grills, recreation center, and even a library. With a well-managed association and full reserves, the co-op offers peace of mind, handling all property maintenance so you only need to takecare of your personal appliances, interior items, and taxes. Prime Location: Embrace the unbeatable location with just a short bike ride or stroll to shops, restaurants, the grocery store, the Clearwater Aquarium, and, of course, the world-renowned Clearwater Beach. This home is ready for you to do your updates and enjoy Island Life.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,005
Sqft
2.81 ac
Lot size
1962
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38%
$/sqft vs HORIZON HOUSE CO-OP
$158 vs $274
Days on market
143 vs 84 typical
Where $158/sqft sits among the 8 homes for sale in HORIZON HOUSE CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
2 of 8
HORIZON HOUSE CO-OP have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 ISLAND WAY UNIT 1205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$250,000
31 ISLAND WAY UNIT 505 · same community
1 bd · 1 ba · 1,005 sqft · $249/sqft · 36 DOM
Sold · Mar ’26$230,000
31 ISLAND WAY UNIT 303 · same community
1 bd · 1 ba · 995 sqft · $231/sqft · 26 DOM
Sold · Mar ’26$263,000
31 ISLAND WAY UNIT 1107 · same community
2 bd · 2 ba · 1,295 sqft · $203/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31 ISLAND WAY UNIT 1205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 ISLAND WAY UNIT 1205 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31 ISLAND WAY UNIT 1205 FAQs
What would the monthly payment be for 31 ISLAND WAY UNIT 1205?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,423/mo — principal and interest, the actual property-tax bill, the $1,208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31 ISLAND WAY UNIT 1205?+
The association fee works out to $1,208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31 ISLAND WAY UNIT 1205?+
The most recent tax bill on record (2025) was $584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31 ISLAND WAY UNIT 1205?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $159,000, this home is listed about 80% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 31 ISLAND WAY UNIT 1205?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$159,000 is 71% below the CLEARWATER BEACH 33767 median of $555,000, and at $158/sqft it sits under the Clearwater Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,208/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $204,900, now $159,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michelle Chenault. MLS #TB8459366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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