David Ramirez
$495,000$565,0004 bd2 ba1,508 sqft$328 /sqft$3,782 /mo all-in ↓

2195 GLEN DRIVE, SAFETY HARBOR, FL, 34695

Active219 days on marketListed Dec 23, 2025MLS #TB8458257

Reduced $70KPrivate poolSingle Family ResidenceHARBOR HEIGHTS ESTATES

Come see it

Upcoming open house

Sun, Aug 2

12:00 PM – 2:00 PM

*Open House Sunday #Dorwinteam

About this home

2195 GLEN DRIVE

Exceptional Safety Harbor pool home offering the upgrades, energy savings, and location buyers are looking for! Yes this is a great Home! Welcome to this beautifully updated 4-bedroom, 2-bath home in one of Safety Harbor’s most desirable neighborhoods. This move-in-ready property delivers the perfect Florida lifestyle with a resurfaced inground pool, screened lanai, and fully fenced backyard designed for relaxing, entertaining, and enjoying year-round outdoor living. Inside, you’ll find fresh interior and exterior paint, updated flooring throughout with no carpet, a renovated kitchen featuring granite countertops and modern finishes, and an updated primary bathroom. Major improvements provide peace of mind and efficiency, including hurricane-impact windows, a newer AC system, roof replacement in 2020, and owned solar panels keeping average electric costs around $35/month. Additional highlights include a spacious 2-car garage, non-flood zone location, and no HOA restrictions. Enjoy a golf-cart-friendly community just minutes from downtown Safety Harbor, Philippe Park, dining, shopping, community events, Tampa, airports, and Gulf beaches. A rare opportunity to own an energy-efficient pool home with significant upgrades in an unbeatable location — offering the lifestyle, savings, and convenience buyers are searching for.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,508

Sqft

0.15 ac

Lot size

2

Garage

1973

Year built

One

Levels

$328

Per sqft

Private poolPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorSidewalk

Community & fees

Taxes (2025)$5,874/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,782 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,782/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$489
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$369KedgeAI estimate $476,647 · range $384K$462K$515K

vs edgeAI estimate

+3.9%

$/sqft vs Safety Harbor actives

$328 vs $324

Days on market

219 vs 55 typical

Where $328/sqft sits among the 95 Safety Harbor actives

22
30 · this home
14
9
6
14
$134–234$234–333$333–433$433–533$533–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Map of 2195 GLEN DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$508K$630K

Safety Harbor median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

53 of 95

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $495,000 $70K
Dec 23, 2025Listed at $565,000 · 219 days on market since
1973Built · HARBOR HEIGHTS ESTATES

Reality check

What actually sold near 2195 GLEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2115 PHILIPPE PARKWAYSold · Jul ’26

$510,000

2115 PHILIPPE PARKWAY · same community

3 bd · 3 ba · 1,380 sqft · $370/sqft · 39 DOM

150 SUNCREST DRIVESold · Jul ’26

$430,000

150 SUNCREST DRIVE · same community

3 bd · 2 ba · 1,360 sqft · $316/sqft · 8 DOM

140 MEADOWLARK DRSold · Aug ’25

$425,000

140 MEADOWLARK DR · same community

3 bd · 2 ba · 1,356 sqft · $313/sqft · 225 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2195 GLEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2195 GLEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2195 GLEN DRIVE FAQs

What would the monthly payment be for 2195 GLEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2195 GLEN DRIVE?+

The most recent tax bill on record (2025) was $5,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2195 GLEN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $495,000, this home is listed about 11% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2195 GLEN DRIVE?+

Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Time on market is leverage

219 days on market against a Safety Harbor median of 55 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $565,000, now $495,000 — a $70K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP INC · Peter Dorwin. MLS #TB8458257.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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