David Ramirez

56 INNESS DRIVE, TARPON SPRINGS, FL, 34689

Active221 days on marketListed Dec 21, 2025MLS #TB8458155

WaterfrontINNESS PARK

About this home

56 INNESS DRIVE

Dreaming of life on the water? Whether you enjoy boating, jet skiing, kayaking, or simply soaking in the views, this exceptional waterfront property is your gateway to the lifestyle you’ve been waiting for. With the flexibility to build the custom new construction home of your dreams—or take advantage of ready-to-go plans provided by the seller—the possibilities are truly endless. Enjoy breathtaking access to some of the most scenic Intracoastal Waterways in Tarpon Springs. Paddle over to experience the famous Epiphany celebration, cruise to the world-renowned Sponge Docks, or drop a line and watch manatees glide by—all just moments from your backyard. Perfectly located near Innisbrook Golf Course and vibrant Downtown Tarpon Springs, this property offers the ideal blend of waterfront living and city convenience. Walk, bike, or boat to the Sponge Docks to enjoy local cuisine, shops, and entertainment, or explore downtown’s antique stores, boutiques, restaurants, and breweries. You’re also just minutes from Craig Park, Fred Howard Park Beach, and Sunset Beach—perfect for festivals, recreation, and unforgettable sunsets. With no deed restrictions or HOA fees and close proximity to all three schools, this property truly delivers location, lifestyle, and limitless potential. Come en “Gulf” yourself in the beauty of this rare opportunity—Tarpon Springs has so much to offer. Schedule your visit and see it for yourself.

Facts & features

The home at a glance

0.19 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2024)$5,259/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Fiber Optics · Public · Sewer Available · Telephone Nearby · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,124 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2024 actual bill$438
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,124/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$438
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Tarpon Springs

Map of 56 INNESS DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$486K$385K

Tarpon Springs median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Dec 21, 2025Listed at $399,000 · 221 days on market since

Reality check

What actually sold near 56 INNESS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

65 INNESS DRIVESold · Apr ’26

$475,000

65 INNESS DRIVE · same community

3 bd · 2 ba · 1,805 sqft · $263/sqft · 18 DOM

27 PARK AVENUESold · Mar ’26

$360,000

27 PARK AVENUE · same community

4 bd · 2 ba · 1,855 sqft · $194/sqft · 110 DOM

507 E CURLEW PLACESold · Sep ’25

$144,900

507 E CURLEW PLACE

2 bd · 2 ba · 920 sqft · $158/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 56 INNESS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 56 INNESS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

56 INNESS DRIVE FAQs

What would the monthly payment be for 56 INNESS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,124/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 56 INNESS DRIVE?+

The most recent tax bill on record (2024) was $5,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tarpon Springs?+

At $399,000, this home is listed about 6% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 56 INNESS DRIVE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,000 runs 23% above the TARPON SPRINGS 34689 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

221 days on market against a Tarpon Springs median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Renee Gialousis. MLS #TB8458155.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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