13001 120TH STREET, SEMINOLE, FL, 33778
Active229 days on marketListed Dec 17, 2025MLS #TB8457424
About this home
13001 120TH STREET
FANTASTIC 3BR/1BA SINGLE FAMILY HOME IN RIDGE CREST ACRES SUBDIVISION. Home features a wide open floor plan from kitchen to dining to family room, freshly painted with new laminate flooring in kitchen, dining, sunroom (no carpet). Laundry located right off of updated kitchen with solid wood cabinets and new appliances. Home features an open and airy floor plan with lots of natural lighting and no carpet! Large family room opens to back yard which is great for entertaining family and friends! Easy access to Largo Mall, theatre, shops, fine dining, library, SPC, post office, Seminole Center and only a short drive to the beach! Yearly/Unfurnished rental. First month's rent and equal security deposit. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fee: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent on approved credit. $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Pet Fee if applicable (non-refundable) $350 for each approved pet. All Rent Solutions residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, HVAC air filter delivery (for applicable properties), our best-in-class resident rewards program, and much more! More details upon application.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,044
Sqft
0.16 ac
Lot size
1971
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$2 vs $254
Days on market
229 vs 44 typical
Where $2/sqft sits among the 291 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgecrest Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Ridgecrest Acres — neighborhood snapshot
Population
484
Median age
44
Median income
$55,343
Median home value
$316,800
Avg household
3
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
165 of 291
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13001 120TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$141,000
1825 134TH AVENUE · same community
2 bd · 2 ba · 1,005 sqft · $140/sqft · 118 DOM
Sold · Aug ’25$218,000
13248 120TH LANE · same community
4 bd · 2 ba · 1,100 sqft · $198/sqft · 3 DOM
Sold · Dec ’25$290,000
13698 120TH STREET · same community
3 bd · 2 ba · 1,163 sqft · $249/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13001 120TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13001 120TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13001 120TH STREET FAQs
What would the monthly payment be for 13001 120TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13001 120TH STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $1,945, this home is listed about 99% below the Seminole median of $388,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13001 120TH STREET?+
Ridgecrest Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33778 market on paper
$1,945 is 99% below the SEMINOLE 33778 median of $174,950, and at $2/sqft it sits under the Seminole average of $256.
02Time on market is leverage
229 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,400, now $1,945 — a $455 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RENT SOLUTIONS · Lisa Connors. MLS #TB8457424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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