441 STIRLING BRIDGE DRIVE, ORMOND BEACH, FL, 32174
Active218 days on marketListed Dec 15, 2025MLS #TB8456725
About this home
441 STIRLING BRIDGE DRIVE
MODEL HOME FOR SALE WITH LEASEBACK OPPORTUNITY Experience this upgraded builder model on the lake in the gated, golfing community of Plantation Bay. ICI Homes' award-winning Costa Mesa with all the upgrades offers a refined, open-concept layout designed for effortless living and entertaining. With 2,565 sq. ft., the home includes four spacious bedrooms and three baths, arranged to balance comfort and privacy. The Deluxe Kitchen stands at the heart of the home with abundant counter space, a large island, and seamless flow into the dining and living areas. Twelve-foot ceilings and natural light enhance the living room's airy feel, while sliding doors open to an extended lanai with a sparkling pool and full summer kitchen—perfect for indoor-outdoor living. The master suite is a serene retreat with a generous layout, walk-in closet, and spa-inspired bath featuring double vanities, a large shower, and soaking tub. Additional bedrooms offer comfort for family or guests, and the flex room provides versatile space for work or recreation. Buyers are eligible to receive substantial discounts towards initiation fee for optional membership of choice provide buyers join within 30 days of closing.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,665
Sqft
0.2 ac
Lot size
3
Garage
2023
Year built
One
Levels
$470
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,361 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,361/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.3%
$/sqft vs PLANTATION BAY
$470 vs $320
Days on market
218 vs 41 typical
Where $470/sqft sits among the 10 homes for sale in PLANTATION BAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 10
PLANTATION BAY have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 213% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 441 STIRLING BRIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,016,095
8 BROADWATER ROAD · same community
4 bd · 3 ba · 2,692 sqft · $377/sqft · 0 DOM
Sold · Aug ’25$330,000
7 JASMINE RUN · same community
2 bd · 3 ba · 2,619 sqft · $126/sqft · 244 DOM
Sold · Mar ’26$735,000
933 STONE LAKE DRIVE · same community
4 bd · 3 ba · 2,597 sqft · $283/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 441 STIRLING BRIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 441 STIRLING BRIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
441 STIRLING BRIDGE DRIVE FAQs
What would the monthly payment be for 441 STIRLING BRIDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,361/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 441 STIRLING BRIDGE DRIVE?+
The most recent tax bill on record (2025) was $11,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 441 STIRLING BRIDGE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $1,252,405, this home is listed about 194% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 441 STIRLING BRIDGE DRIVE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,252,405 runs 213% above the ORMOND BEACH 32174 median — but at 2,665 sqft it's also 37% larger than the typical Ormond Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
218 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ICI SELECT REALTY · Ali Kargar. MLS #TB8456725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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