6709 CARDINAL DRIVE S, ST PETERSBURG, FL, 33707
Active149 days on marketListed Mar 13, 2026MLS #TB8456636
About this home
6709 CARDINAL DRIVE S
Like new coastal modern living in one of St. Petersburg’s most coveted neighborhoods. Welcome to this completely reimagined 3-bedroom, 3-bathroom residence in Pasadena Golf Club Estates, where an extensive top-to-bottom renovation has created a home that feels remarkably similar to new construction while preserving the charm of this beloved waterfront community. Step inside to discover a light-filled open concept design where oversized windows flood the home with natural light and large-format wood-look tile flooring flows seamlessly throughout. The heart of the home is a stunning designer kitchen featuring two-tone slim shaker cabinetry in crisp white and natural wood, waterfall-edge quartz countertops, a custom wood vent hood, stainless steel appliances, and an oversized island with seating for four, perfect for entertaining and everyday living. A rare and highly desirable feature, the home offers two luxurious primary suites, each with beautifully designed spa-inspired bathrooms featuring designer tile, frameless glass showers, and premium fixtures. This thoughtful layout is ideal for multi-generational living, hosting guests, or creating a private retreat. French doors open to a private backyard sanctuary complete with a covered lanai, new privacy fencing, and double gate access with space for boat or RV parking. For those dreaming of the ultimate outdoor retreat, pool renderings and contractor pricing of approximately $55,000 are already available. The renovation was executed with an impressive level of detail rarely found in resale homes. Major improvements include updated electrical and plumbing, new A/C system and ductwork, newer impact-rated windows, newer roof, new water heater, completely redesigned kitchen and bathrooms, new flooring, fresh interior and exterior paint, new landscaping, irrigation well, and much more. Creating a home that is truly move-in ready and built for peace of mind. Adding even more value, the property sits within a rare unincorporated pocket of Pinellas County, allowing for short-term rental flexibility - a unique opportunity in such a desirable neighborhood. All of this is located just minutes from Gulf beaches, downtown St. Petersburg, award-winning dining, shopping, and the Pasadena Yacht & Country Club, offering the perfect balance of coastal lifestyle and convenience.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,089
Sqft
0.19 ac
Lot size
1
Garage
1964
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,491 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,491/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs St Petersburg actives
$347 vs $326
Days on market
149 vs 55 typical
Where $347/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
219 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6709 CARDINAL DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$950,000
1391 SEA GULL DRIVE S · same community
3 bd · 2.5 ba · 2,098 sqft · $453/sqft · 96 DOM
Sold · Mar ’26$1,200,000
1491 SEA GULL DRIVE S · same community
4 bd · 3 ba · 1,996 sqft · $601/sqft · 94 DOM
Sold · Aug ’25$815,000
1371 SEA GULL DRIVE S · same community
3 bd · 2.5 ba · 1,940 sqft · $420/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6709 CARDINAL DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6709 CARDINAL DRIVE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6709 CARDINAL DRIVE S FAQs
What would the monthly payment be for 6709 CARDINAL DRIVE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,491/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6709 CARDINAL DRIVE S?+
The most recent tax bill on record (2024) was $1,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6709 CARDINAL DRIVE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $725,000, this home is listed about 69% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6709 CARDINAL DRIVE S?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$725,000 runs 142% above the ST PETERSBURG 33707 median — but at 2,089 sqft it's also 55% larger than the typical St Petersburg listing.
02Time on market is leverage
149 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $779,900, now $725,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Adam Smith. MLS #TB8456636.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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