15518 MILLER CREEK DRIVE, SUN CITY CENTER, FL, 33573
Active242 days on marketListed Dec 14, 2025MLS #TB8456030
About this home
15518 MILLER CREEK DRIVE
Short Sale. Come see this beautiful 2 story home in Sun City Center. Backing up to the lake, this home offers not only, calming water and wildlife views, but Room enough for everyone to spread out and relax. Featuring 4 Large bedrooms and 2.5 baths, each one of you will have room to enjoy some privacy, however, the second story loft and the great room on the main level allows you to gather for all of your family and guest gatherings. All appliances are included, even the washer and dryer so you are ready to go with this move-in ready home. Schedule your visit today and don't miss this wonderful home!!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,635
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,222 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,222/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.3%
$/sqft vs CYPRESS MILL PH 3
$133 vs $181
Days on market
242 vs 56 typical
Where $133/sqft sits among the 6 homes for sale in CYPRESS MILL PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $260K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
5 of 6
CYPRESS MILL PH 3 have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 15518 MILLER CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$465,000
7114 FERN GARDEN COURT · same community
4 bd · 2 ba · 1,935 sqft · $240/sqft · 46 DOM
Sold · Jan ’26$390,000
4002 SALIDA DELSOL DRIVE
4 bd · 2 ba · 2,627 sqft · $148/sqft · 45 DOM
Sold · Aug ’26$400,000
9646 IVORY DRIVE
4 bd · 2.5 ba · 2,616 sqft · $153/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15518 MILLER CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15518 MILLER CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15518 MILLER CREEK DRIVE FAQs
What would the monthly payment be for 15518 MILLER CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,222/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15518 MILLER CREEK DRIVE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15518 MILLER CREEK DRIVE?+
The most recent tax bill on record (2024) was $10,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15518 MILLER CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $350,000, this home is listed about 30% above the Sun City Center median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15518 MILLER CREEK DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 41% above the SUN CITY CENTER 33573 median — but at 2,635 sqft it's also 70% larger than the typical Sun City Center listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
242 days on market against a Sun City Center median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $455,000, now $350,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Caroline Botros. MLS #TB8456030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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