1104 W COLLEGE AVENUE, RUSKIN, FL, 33570
Active235 days on marketListed Dec 12, 2025MLS #TB8455496
About this home
1104 W COLLEGE AVENUE
Cleared Corner Lot in Ruskin – No HOA – No CDD- Utilities Available – City Water & Sewer - Ready to Build. Prime location just minutes from shopping, restaurants, US-41, Hwy 301, and I-75 giving you fast access to everything the Tampa Bay area offers. Whether you’re heading to downtown Tampa, St. Pete, Brandon, or the beautiful waterfronts of Tampa Bay, you’re always just a short drive away. Huge savings with an existing sewer line, a huge bonus that saves the next owner time and thousands in impact fees. Power is also easy to reconnect with a utility pole located directly in front of the property. Opportunities like this in Ruskin’s rapidly growing corridor don’t last long especially at a price set to move. Bring your vision and make this property yours today!
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1104 W COLLEGE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$245,000
106 W NORTH BRANCH ROAD
2 bd · 1 ba · 780 sqft · $314/sqft · 24 DOM
Sold · Jan ’26$58,000
409 21ST AVENUE SW
3 bd · 2 ba · 960 sqft · $60/sqft · 2 DOM
Sold · Dec ’25$305,000
1601 1ST STREET SE
3 bd · 1 ba · 975 sqft · $313/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1104 W COLLEGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1104 W COLLEGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1104 W COLLEGE AVENUE FAQs
What would the monthly payment be for 1104 W COLLEGE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $619/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1104 W COLLEGE AVENUE?+
The most recent tax bill on record (2024) was $948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1104 W COLLEGE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $59,995, this home is listed about 83% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1104 W COLLEGE AVENUE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$59,995 is 82% below the RUSKIN 33570 median of $340,000.
02Time on market is leverage
235 days on market against a Ruskin median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $69,000, now $59,995 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Gustavo Torres. MLS #TB8455496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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