3991 38TH WAY S, ST PETERSBURG, FL, 33711
Active242 days on marketListed Dec 10, 2025MLS #TB8455291
About this home
3991 38TH WAY S
Your Private Heated and Salt water Pool Oasis in the Heart of St. Petersburg’s Broadwater Neighborhood Welcome to your own slice of Florida paradise in the highly desirable Broadwater neighborhood of St. Petersburg! This beautifully updated 4-bedroom, 2-bathroom tropical retreat offers a seamless blend of style, space, and serenity—perfect for buyers seeking a move-in-ready pool home with both privacy and access to the best of the city. Step inside and discover a light-filled, open-concept layout designed for modern living and effortless entertaining. The central kitchen impresses with brand-new appliances, a custom dining island, and an expanded footprint that flows into the great room and bright Florida room. French doors lead to your show-stopping backyard—an outdoor oasis featuring a resurfaced pool, pergola-shaded lounge, Spa and lush tropical landscaping with fruiting citrus, coconut.. One of the bedrooms is currently set up as a stylish cabana/bar room—perfect for entertaining with direct access to the pool deck. The location is unbeatable: just minutes from the Gulf beaches, Maximo Marina, and some of the area’s best dining hotspots. You'll love how quickly you can be in Downtown St. Pete, where you’ll find an exciting mix of local restaurants, galleries, coffee shops, and waterfront parks. With easy access to I-275, Tampa, and Bradenton, the whole region is at your fingertips. Flood Insurance is required Sellers pay $989 yearly Roof 2009, ac 2017, ducts 2021, water heater 2015, pool pump 2021 Love the pool, love the privacy. Call Jim and consider it done!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,312
Sqft
0.31 ac
Lot size
2
Garage
1964
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,604 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,604/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.4%
$/sqft vs St Petersburg actives
$357 vs $327
Days on market
242 vs 55 typical
Where $357/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Broadwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Broadwater — neighborhood snapshot
Population
1,173
Median age
60
Median income
$81,118
Median home value
$565,300
Avg household
2
Households w/ children
40%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3991 38TH WAY S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,790,000
4114 42ND AVENUE S · same community
3 bd · 2 ba · 2,425 sqft · $738/sqft · 101 DOM
Sold · Feb ’26$1,700,000
4391 38TH WAY S · same community
3 bd · 3.5 ba · 2,552 sqft · $666/sqft · 86 DOM
Sold · May ’26$1,450,000
3784 42ND AVENUE S · same community
3 bd · 2 ba · 2,051 sqft · $707/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3991 38TH WAY S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3991 38TH WAY S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3991 38TH WAY S FAQs
What would the monthly payment be for 3991 38TH WAY S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3991 38TH WAY S?+
The most recent tax bill on record (2024) was $8,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3991 38TH WAY S?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $825,000, this home is listed about 92% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3991 38TH WAY S?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$825,000 runs 159% above the ST PETERSBURG 33711 median — but at 2,312 sqft it's also 71% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
242 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $900,000, now $825,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · James Henning. MLS #TB8455291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 3991 38TH WAY S but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →