5095 BAY STREET NE UNIT 210, ST PETERSBURG, FL, 33703
Active243 days on marketListed Dec 19, 2025MLS #TB8455089
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Upcoming open house
Sat, Aug 22
1:00 PM – 3:00 PM
About this home
5095 BAY STREET NE UNIT 210
Welcome home to this beautifully renovated 2 bedroom, 2 bath Winston Park condominium! This 2nd floor unit is conveniently located right by the stairs although there is an elevator. Inside you'll find fresh paint, energy efficient hurricane impact windows, recessed lighting, all new fixtures, brand new laminate flooring throughout and a living area that opens seamlessly to the fully updated kitchen. The kitchen features custom soft-close white shaker cabinetry, quartz counter tops, brand-new stainless-steel appliances, and a walk-in pantry completed with built-ins. The HVAC system and water heater are both brand new, replaced in 2024 for your peace of mind. The master ensuite has plenty of space including a large walk-in closet to maximize storage. Both bathrooms have been remodeled with updated vanities with quartz counters, and fixtures. OWNER FINANCING MAY BE AVAILABLE. This turn-key, move-in ready home truly has it all! The Winston Park community offers wonderful amenities, including shuffleboard courts, a clubhouse for entertaining, pools, BBQ grills, and well-maintained grounds. Perfectly located just minutes from Northeast Shopping Center (featuring Publix, Whole Foods, and CVS), St. Pete Racquet Club, Mangrove Bay and Cypress Links Golf Courses. You'll also be just a short drive from Downtown St Pete's endless restaurants, museums, shops, and activities. Our best Gulf beaches are super close. Don't miss your chance to own this stunning condo in a prime location, schedule your showing today! The 600 building has passed it's Milestone and SIRS reserve study. Come enjoy our Florida SUNSHINE! Room sizes are approximated. All information is deemed correct but should verified and is not warranted.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
3.39 ac
Lot size
1975
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.3%
$/sqft vs WINSTON PARK NORTHEAST
$192 vs $145
Days on market
243 vs 58 typical
Where $192/sqft sits among the 38 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 38
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5095 BAY STREET NE UNIT 210
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$80,000
5095 BAY STREET NE UNIT 310 · same community
2 bd · 2 ba · 1,035 sqft · $77/sqft · 30 DOM
Sold · Dec ’25$120,000
4915 BAY STREET NE UNIT 222 · same community
2 bd · 2 ba · 1,035 sqft · $116/sqft · 47 DOM
Sold · Apr ’26$137,000
4920 LOCUST STREET NE UNIT 203 · same community
2 bd · 2 ba · 1,035 sqft · $132/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5095 BAY STREET NE UNIT 210 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5095 BAY STREET NE UNIT 210 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5095 BAY STREET NE UNIT 210 FAQs
What would the monthly payment be for 5095 BAY STREET NE UNIT 210?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5095 BAY STREET NE UNIT 210?+
The most recent tax bill on record (2024) was $2,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5095 BAY STREET NE UNIT 210?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $199,000, this home is listed about 54% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5095 BAY STREET NE UNIT 210?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$199,000 is 52% below the ST PETERSBURG 33703 median of $415,000, and at $192/sqft it sits under the St Petersburg average of $378.
02Time on market is leverage
243 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $200,000, now $199,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FOREVER FLORIDA REAL ESTATE · Delia Davidson. MLS #TB8455089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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