David Ramirez
$299,000$360,0002 bd2 ba1,350 sqft$221 /sqft$2,458 /mo all-in ↓

5575 GULF BOULEVARD UNIT 323, ST PETE BEACH, FL, 33706

Active229 days on marketListed Dec 8, 2025MLS #TB8454726

Priced 50% below the St Pete Beach medianReduced $61KCondominiumREGENCY WEST APTS CONDO

About this home

5575 GULF BOULEVARD UNIT 323

Experience the best of coastal living at Regency West, a vibrant waterfront community in the heart of St. Pete Beach. This beautifully maintained 2-bedroom, 2-bath condo offers the bayfront tranquility and beachside excitement just steps from the award-winning Gulf beaches. Located on the 3rd floor, this light-filled residence welcomes you with a well-appointed, updated kitchen and an open layout overlooking one of the community’s sparkling pools. The primary suite features an oversized walk-in closet, while both bathrooms offer modern vanities and countertops. The guest bedroom includes plantation shutters for added privacy. Regency West is known for its impressive amenities and unbeatable walkability. Enjoy two heated pools, a newly updated fishing dock, shuffleboard, a fitness center with sauna, a vibrant clubhouse, grilling areas, and laundry rooms on each floor. Assigned parking space #8 and ample guest parking. Whether you prefer watching dolphins along Boca Ciega Bay, strolling to nearby restaurants and shops, or soaking up the sun on the Gulf, this community places you in the center of it all with easy access to downtown St. Petersburg, airports, Fort De Soto, and major roadways. Hurry, make your appointment to view it today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,350

Sqft

1970

Year built

One

Levels

$221

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete
FoundationSlab
FacesNorth
ParkingAssigned · Guest
ExteriorOutdoor Grill · Sidewalk

Community & fees

Taxes (2024)$4,863/yr
PetsCats OK, Yes
CommunityDock · Fishing · Intracoastal Waterway · Waterfront · Clubhouse · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,458 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$405
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,458/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$405
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$287KedgeAI estimate $467,324 · range $415K$512K$533K

vs edgeAI estimate

−36%

$/sqft vs St Pete Beach actives

$221 vs $498

Days on market

229 vs 85 typical

Where $221/sqft sits among the 189 St Pete Beach actives

43 · this home
63
34
20
10
19
$221–375$375–529$529–683$683–837$837–991$991+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Map of 5575 GULF BOULEVARD UNIT 323

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

95 of 189

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the St Pete Beach median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $61K
Dec 8, 2025Listed at $360,000 · 229 days on market since
1970Built · REGENCY WEST APTS CONDO

Reality check

What actually sold near 5575 GULF BOULEVARD UNIT 323

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5575 GULF BOULEVARD UNIT 238Sold · Jul ’26

$313,000

5575 GULF BOULEVARD UNIT 238 · same community

2 bd · 2 ba · 1,350 sqft · $232/sqft · 223 DOM

5575 GULF BOULEVARD UNIT 332Sold · Apr ’26

$200,000

5575 GULF BOULEVARD UNIT 332 · same community

2 bd · 2 ba · 1,350 sqft · $148/sqft · 103 DOM

5575 GULF BOULEVARD UNIT 531Sold · Dec ’25

$200,812

5575 GULF BOULEVARD UNIT 531 · same community

2 bd · 2 ba · 1,350 sqft · $149/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5575 GULF BOULEVARD UNIT 323 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5575 GULF BOULEVARD UNIT 323 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5575 GULF BOULEVARD UNIT 323 FAQs

What would the monthly payment be for 5575 GULF BOULEVARD UNIT 323?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,458/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5575 GULF BOULEVARD UNIT 323?+

The most recent tax bill on record (2024) was $4,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5575 GULF BOULEVARD UNIT 323?+

The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $299,000, this home is listed about 50% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the St Pete Beach market on paper

$299,000 is 50% below the St Pete Beach median of $599,000, and at $221/sqft it sits under the St Pete Beach average of $589.

02Time on market is leverage

229 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $360,000, now $299,000 — a $61K cut. The full history is in the market section below.

Listing courtesy of HECKLER REALTY GROUP LLC · Michelle Schnyders. MLS #TB8454726.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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