11655 SW 140TH LANE, DUNNELLON, FL, 34432
Active239 days on marketListed Dec 8, 2025MLS #TB8454563
About this home
11655 SW 140TH LANE
LOWEST PRICED HOME, by square footage, in Spruce Creek Preserve! UPDATES: JUNE 2026, HVAC and WATER HEATER. ROOF 2021. This spacious, updated home is located on a tree lined street only 2 blocks long. You will love the huge kitchen with newer stainless steel appliances, loads of cabinets and tons of counter space. A well-placed skylight provides great ambiance. Walls are painted a soft gray and pick up the color in the countertops and floor. There is a sweet spot for a table by the bay window. The dining room can accommodate a table and hutch. The primary bedroom is large, easily having a king-sized bed, nightstands, dresser with mirror and a chest of drawers without seeming to be crowded. It also has an ensuite bath with double sinks and 2 closets, one a walk in. The guest bedroom is very roomy and has a walk-in closet as well. The living room and family room are both large, allowing a variety of options for furniture arrangement. It's also perfect for family members to have separate spaces! From the family room you can walk out to the patio to grill and chill! The laundry room is right off the kitchen and also serves as a mudroom from the garage. Both bathroom vanities and toilets have been replaced. Upgraded laminate flooring in living, dining and family rooms enhances the open, flowing space. Beautiful trees in the front yard provide welcome shade, allowing for comfort and lower cooling bills. You will enjoy being surrounded by the Ross Prairie Preserve and being just minutes to shopping and entertainment. Wonderful activities await if you want to swim, exercise or join a club! PRICE REDUCED $30,000!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,866
Sqft
0.17 ac
Lot size
2
Garage
2002
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Dunnellon actives
$118 vs $185
Days on market
239 vs 40 typical
Where $118/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $285K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
176 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11655 SW 140TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$230,000
11536 SW 140TH LOOP · same community
2 bd · 2 ba · 1,866 sqft · $123/sqft · 76 DOM
Sold · Apr ’26$275,000
14422 SW 115TH CIRCLE · same community
2 bd · 2 ba · 1,866 sqft · $147/sqft · 57 DOM
Sold · Feb ’26$225,000
13798 SW 111TH AVENUE
2 bd · 2 ba · 1,866 sqft · $121/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11655 SW 140TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11655 SW 140TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11655 SW 140TH LANE FAQs
What would the monthly payment be for 11655 SW 140TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,111/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11655 SW 140TH LANE?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11655 SW 140TH LANE?+
The most recent tax bill on record (2025) was $4,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11655 SW 140TH LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $219,900, this home is listed about 27% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11655 SW 140TH LANE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Madelaine Silins. MLS #TB8454563.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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