12262 STIRRUP DRIVE, DADE CITY, FL, 33525
Active233 days on marketListed Dec 4, 2025MLS #TB8453661
About this home
12262 STIRRUP DRIVE
New Construction Home by M/I Homes in Hilltop Point. Popular Ventura floorplan, elevation B. Discover this exceptional new construction home at 12262 Stirrup Drive in Dade City, Florida, built by M/I Homes. This thoughtfully designed single-story home offers 1,519 square feet of comfortable living space featuring an open-concept design that seamlessly connects the main living areas. Key features: 3 bedrooms with owner's bedroom conveniently located on the main level, 2 full bathrooms, Open-concept living space perfect for entertaining and daily living, and New construction with quality craftsmanship by M/I Homes, 2-car garage. The home's well-planned layout maximizes functionality while maintaining a welcoming atmosphere throughout. The open-concept design creates a natural flow between the kitchen, dining, and living areas, making it ideal for both relaxation and hosting guests. Located in a desirable Dade City neighborhood known for its quality design standards and proximity to beautiful parks. The area offers residents easy access to outdoor recreation opportunities while maintaining the charm of Florida living. This new construction home represents an excellent opportunity to own a quality-built residence in one of Dade City's sought-after neighborhoods. The combination of thoughtful design, open living spaces, and prime location creates an ideal setting for comfortable Florida living. *Photos shown are for representation purposes only and may not depict the actual home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,519
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs HILLTOP POINT
$194 vs $142
Days on market
233 vs 28 typical
Where $194/sqft sits among the 16 homes for sale in HILLTOP POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33525 — neighborhood snapshot
Population
20,220
Median age
44.2
Median income
$69,697
Median home value
$228,700
Avg household
2.57
Households w/ children
2,084
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
12 of 16
HILLTOP POINT have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 12262 STIRRUP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$330,000
11803 HILLTOP FARMS DRIVE · same community
3 bd · 2 ba · 1,519 sqft · $217/sqft · 17 DOM
Sold · May ’26$286,490
38325 BARREL DRIVE · same community
3 bd · 2 ba · 1,487 sqft · $193/sqft · 2 DOM
Sold · Feb ’26$277,000
38300 PALOMINO DRIVE · same community
3 bd · 2 ba · 1,487 sqft · $186/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12262 STIRRUP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12262 STIRRUP DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12262 STIRRUP DRIVE FAQs
What would the monthly payment be for 12262 STIRRUP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,548/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12262 STIRRUP DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12262 STIRRUP DRIVE?+
The most recent tax bill on record (2026) was $6,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12262 STIRRUP DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $294,710, this home is listed about 24% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12262 STIRRUP DRIVE?+
Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DADE CITY 33525 market on paper
$294,710 is 22% below the DADE CITY 33525 median of $378,500, and at $194/sqft it sits under the Dade City average of $242.
02Time on market is leverage
233 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $367,710, now $294,710 — a $73K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8453661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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