13870 OAKWOOD LANE, SEMINOLE, FL, 33776
Active231 days on marketListed Dec 18, 2025MLS #TB8453372
About this home
13870 OAKWOOD LANE
Discover effortless Florida living in this beautifully updated 2-bedroom, 2-bathroom fully furnished condo located in a desirable 55+ community. Perfect as a seasonal retreat or long-term residence, this inviting rental offers comfort, convenience, and style. Step inside to an open, light-filled layout featuring a newer kitchen with stainless steel appliances, modern finishes, and plenty of storage. The spacious living and dining areas flow seamlessly to create an ideal setting for relaxing or entertaining. Both bedrooms are generously sized, with the primary suite offering a private ensuite bath for added comfort. The condo comes fully furnished—just bring your suitcase and settle right in. Whether you're seeking a 3-month seasonal escape or a longer stay, this condo provides the perfect blend of relaxation and convenience. Mission Oaks offers fantastic community amenities including a clubhouse, heated pool, and social activities that make it easy to meet new friends and enjoy the Florida lifestyle. Conveniently located across the street from Oakhurst Plaza, you’ll find Publix, restaurants, shops, and a full-service gym just steps away. Plus, you’re just minutes from the Gulf Beaches, Pinellas Trail, county parks, and Seminole City Center for endless recreation and entertainment. Don’t wait—schedule your showing today and start living your best life in Mission Oaks! Don’t miss this opportunity to enjoy stress-free living in a welcoming, active community!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
865
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$3 vs $253
Days on market
231 vs 44 typical
Where $3/sqft sits among the 286 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mission Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Mission Oaks — neighborhood snapshot
Population
296
Median age
64
Median income
$61,818
Median home value
$344,700
Avg household
2
Households w/ children
25%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $405K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 286
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13870 OAKWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$84,000
13926 MISSION OAKS BOULEVARD · same community
2 bd · 2 ba · 865 sqft · $97/sqft · 221 DOM
Sold · Nov ’25$145,000
9142 OAKWOOD LANE · same community
2 bd · 2 ba · 865 sqft · $168/sqft · 130 DOM
Sold · Jul ’26$100,000
9023 MISSION OAKS BOULEVARD UNIT F · same community
2 bd · 2 ba · 865 sqft · $116/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13870 OAKWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13870 OAKWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13870 OAKWOOD LANE FAQs
What would the monthly payment be for 13870 OAKWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13870 OAKWOOD LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $2,800, this home is listed about 99% below the Seminole median of $390,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13870 OAKWOOD LANE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33776 market on paper
$2,800 is 99% below the SEMINOLE 33776 median of $504,950, and at $3/sqft it sits under the Seminole average of $256.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
231 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Amy Hartman. MLS #TB8453372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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