3531 81ST STREET N, ST PETERSBURG, FL, 33710
Active256 days on marketListed Dec 4, 2025MLS #TB8453135
About this home
3531 81ST STREET N
Stunning new construction home in the sought-after neighborhood of Jungle Terrace. CHECK OUT THE VIRTUAL TOUR! Live just 10 minutes from Madeira Beach in comfortable luxury at 3531 81st Street North. This contemporary 4-bedroom home plus a bonus room, 3 full bathrooms, and a spacious 2-car garage offers 3,027 square feet of heated living space and has been crafted with high-end materials and exceptional attention to detail. No wood-frame structure as this home is fortified with a concrete block on BOTH levels, front and rear balconies, and a ganged roof truss system that enhances structural integrity. The dramatic 20-foot foyer welcomes you and leads into a bright, open layout. All windows and sliders are PGT impact-rated glass, including the upstairs slider and the downstairs 3-panel multi-slide glass door that connects the living area to the backyard for airflow and effortless indoor-outdoor entertaining. Ten-foot ceilings on both levels and wood-look waterproof luxury vinyl plank flooring enrich the home’s spacious, modern feel. The custom gourmet kitchen showcases a double waterfall quartz island, matching quartz backsplash, and Luxe by Alvic high-gloss cabinetry known for its mirror-like clarity, scratch and stain resistance, long-lasting durability, and antibacterial, easy-clean, color-stable, eco-friendly surfaces ideal for daily use. Upstairs, the primary suite offers a large custom walk-in closet accessed through a barn door, along with a spa-inspired en-suite featuring contemporary tile, a rainfall showerhead, and a gorgeous standalone tub framed by tile that extends beyond the glass enclosure for a dramatic, modern finish. The guest bathroom also includes a rainfall shower, while the bonus room provides the perfect space for an office, home gym, or children’s room. Two zoned AC units ensure year-round comfort and efficiency. Residents of Jungle Terrace enjoy a community-oriented neighborhood with oak-lined streets, nearby parks, recreational facilities, the Pinellas Trail, and annual events such as the Green Thumb Festival at Walter Fuller Park. This home offers a lifestyle that blends outdoor enjoyment with thoughtful, contemporary living. Schedule your appointment to see this one-of-a-kind home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,027
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,032 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,032/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.1%
$/sqft vs St Petersburg actives
$431 vs $343
Days on market
256 vs 57 typical
Where $431/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jungle Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Jungle Terrace — neighborhood snapshot
Population
5,031
Median age
54
Median income
$43,491
Median home value
$318,450
Avg household
2
Households w/ children
441
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 239% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3531 81ST STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
8074 37TH AVENUE N · same community
3 bd · 2 ba · 1,826 sqft · $235/sqft · 20 DOM
Sold · Sep ’25$280,000
3546 BOCA CIEGA DRIVE N · same community
2 bd · 1 ba · 1,608 sqft · $174/sqft · 57 DOM
Sold · Oct ’25$330,000
8054 38TH AVENUE N · same community
3 bd · 1 ba · 1,497 sqft · $220/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3531 81ST STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3531 81ST STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3531 81ST STREET N FAQs
What would the monthly payment be for 3531 81ST STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,032/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3531 81ST STREET N?+
The most recent tax bill on record (2024) was $4,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3531 81ST STREET N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,305,000, this home is listed about 199% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3531 81ST STREET N?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,305,000 runs 239% above the ST PETERSBURG 33710 median — but at 3,027 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Time on market is leverage
256 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,379,000, now $1,305,000 — a $74K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tulio Zuloaga. MLS #TB8453135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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