19701 GULF BOULEVARD UNIT 120, INDIAN SHORES, FL, 33785
Active250 days on marketListed Dec 2, 2025MLS #TB8452693
About this home
19701 GULF BOULEVARD UNIT 120
Huge price drop and a great opportunity to scoop up a deal on this beautiful unit. Experience coastal luxury in this impeccably renovated 2BR/2BA residence, transformed from top to bottom with exceptional attention to detail. Every inch of this home has been thoughtfully updated—no corners cut, no finishes overlooked. Step into a bright, sophisticated kitchen featuring premium appliances, gleaming quartz countertops, and upgraded shaker cabinetry. Both bathrooms have been reimagined with elegant tilework, upscale fixtures, and contemporary lighted mirrors. Custom-designed closet systems maximize storage while adding a boutique, high-end feel to each space. Wide-plank light luxury vinyl flooring flows seamlessly throughout the home, creating a continuous, refined aesthetic with no transition lines. Modern square recessed lighting on dimmers sets the tone in every room, complemented by newly installed HVAC, water heater, windows, and sliders for peace of mind and efficiency. Perfectly situated on the first floor, this condo offers effortless access and a serene connection to the outdoors. Step onto the private lanai and enjoy tranquil views overlooking the pool with a glimpse of the Intracoastal Waterway. Just a short stroll through the parking area brings you to a crosswalk leading directly to the beach, while an array of shops and restaurants sit conveniently at the front of the complex. Live every day like you're on vacation—whether as your primary residence, a seasonal escape, or an excellent rental opportunity. Easy to show and ready to impress
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
985
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$446
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,430 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,430/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.8%
$/sqft vs Indian Shores actives
$446 vs $568
Days on market
250 vs 90 typical
Where $446/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
40 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 19701 GULF BOULEVARD UNIT 120
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$350,000
19701 GULF BOULEVARD UNIT 320 · same community
2 bd · 2 ba · 985 sqft · $355/sqft · 2 DOM
Sold · May ’26$460,000
19701 GULF BOULEVARD UNIT 328 · same community
2 bd · 2 ba · 935 sqft · $492/sqft · 52 DOM
Sold · Oct ’25$350,000
19701 GULF BOULEVARD UNIT 210 · same community
2 bd · 2 ba · 935 sqft · $374/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19701 GULF BOULEVARD UNIT 120 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19701 GULF BOULEVARD UNIT 120 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19701 GULF BOULEVARD UNIT 120 FAQs
What would the monthly payment be for 19701 GULF BOULEVARD UNIT 120?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19701 GULF BOULEVARD UNIT 120?+
The most recent tax bill on record (2024) was $5,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19701 GULF BOULEVARD UNIT 120?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $439,000, this home is listed about 34% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 19701 GULF BOULEVARD UNIT 120?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN SHORES 33785 market on paper
$439,000 is 39% below the INDIAN SHORES 33785 median of $720,000, and at $446/sqft it sits under the Indian Shores average of $683.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
250 days on market against a Indian Shores median of 90 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $499,000, now $439,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Rob Demarest. MLS #TB8452693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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