9916 E GULF TO LAKE HIGHWAY, INVERNESS, FL, 34450
Active247 days on marketListed Dec 4, 2025MLS #TB8452521
About this home
9916 E GULF TO LAKE HIGHWAY
Welcome to this charming, move-in-ready cottage tucked just off E Gulf to Lake Highway, offering an ideal blend of privacy, convenience, and Florida lifestyle living. Surrounded by mature trees and a fully fenced yard, this cozy home sits on a generous lot with room to entertain, garden, or expand. Step inside to an inviting layout featuring warm natural light and comfortable living spaces perfect for a downsizer, or anyone looking for an affordable, centrally located home. Outside, enjoy a spacious lawn, established landscaping, and a beautiful custom wood deck complete with seating—an ideal place for morning coffee, weekend gatherings, or unwinding under the shade of towering oaks. A standout feature of this property is its prime location. The home offers quick access to stores, restaurants, parks, lakes, and nearby nature preserves. Aerial photos highlight just how close you are to everything, while still maintaining the quiet charm of a tucked-away neighborhood. Whether you're seeking a low-maintenance home, a rental investment, or a property with future commercial potential (verify zoning), this one checks every box.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
400
Sqft
0.23 ac
Lot size
2016
Year built
One
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$375 vs $179
Days on market
247 vs 44 typical
Where $375/sqft sits among the 188 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
92 of 188
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 9916 E GULF TO LAKE HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$120,000
9932 E GULF TO LAKE HIGHWAY · same community
2 bd · 1.5 ba · 924 sqft · $130/sqft · 84 DOM
Sold · Feb ’26$169,000
10120 E GULF TO LAKE HIGHWAY · same community
2 bd · 2 ba · 972 sqft · $174/sqft · 126 DOM
Sold · Mar ’26$146,000
9936 E PERCH COURT · same community
2 bd · 1 ba · 1,045 sqft · $140/sqft · 250 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9916 E GULF TO LAKE HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9916 E GULF TO LAKE HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9916 E GULF TO LAKE HIGHWAY FAQs
What would the monthly payment be for 9916 E GULF TO LAKE HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9916 E GULF TO LAKE HIGHWAY?+
The most recent tax bill on record (2025) was $689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $149,995, this home is listed about 42% below the Inverness median of $258,125. The market section on this page shows how the area is trending.
Which schools are assigned to 9916 E GULF TO LAKE HIGHWAY?+
Inverness Middle School (middle), Citrus High School (high), Inverness Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INVERNESS 34450 market on paper
$149,995 is 19% below the INVERNESS 34450 median of $184,950.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
247 days on market against a Inverness median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $169,995, now $149,995 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Eddie Rivera. MLS #TB8452521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 9916 E GULF TO LAKE HIGHWAY but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →