David Ramirez
$520,000$545,0003 bd1.5 ba1,237 sqft$420 /sqft$4,922 /mo all-in ↓

17960 GULF BOULEVARD UNIT 104, REDINGTON SHORES, FL, 33708

Active253 days on marketListed Dec 1, 2025MLS #TB8452427

Reduced $25KWaterfrontFully furnishedTownhouseSUNSET REEF

About this home

17960 GULF BOULEVARD UNIT 104

Welcome to Sunset Reef, a charming coastal community in beautiful Redington Shores! This stunning beachfront townhome offers the perfect blend of luxury and comfort, featuring 3 bedrooms, 1.5 bathrooms, a 1 attached tuck-under garage with both guest and assigned parking spots. This unit has three levels, including the garage. All three bedrooms are on one level, upstairs above the living room. The master bedroom features generous closet space, a private balcony, and is connected to a full bathroom. The second bedroom has partial views capturing both the gulf and intercoastal. The third bedroom is furnished with a bunk bed and features a raised ceiling and skylight. On the main level, you will find a fully equipped kitchen with stainless steel appliances and a granite countertop. The main level features a breakfast nook, in-unit laundry, a bathroom, dining area, living room, wood-burning fireplace, and another private balcony. The HOA covers Cable TV, Internet, Insurance, Water, Sewer, and Trash, making ownership simple and worry-free. Perfect for vacations, full-time living, or as a lucrative investment this can be your piece or paradise. Just a short drive away, you’ll find John’s Pass Village & Boardwalk, Pinellas County’s #1 tourist attraction. This lively waterfront destination features over 100 shops and restaurants, dolphin-watching cruises, fishing charters, boat and jet ski rentals, parasailing, and a vibrant boardwalk perfect for strolling and enjoying the views.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,237

Sqft

0.02 ac

Lot size

1

Garage

1989

Year built

Three Or More

Levels

$420

Per sqft

WaterfrontFireplaceCity & Pool & Water viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Stone Counters · Vaulted Ceiling(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewCity · Pool · Water
FacesNorth
ParkingAssigned · Garage Door Opener · Ground Level · Guest
ExteriorBalcony · Courtyard · Lighting · Sidewalk

Community & fees

HOA fee$835/mo
Taxes (2024)$7,634/yr
PetsYes
CommunityCommunity Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,922 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2024 actual bill$636
HOA fee — from the listing$835
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,200
Interest rate6.00%
Loan term

Estimated payment

$4,922/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$636
HOA / condo fee$835
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Redington Shores actives

$420 vs $537

Days on market

253 vs 125 typical

Where $420/sqft sits among the 47 Redington Shores actives

8 · this home
18
5
8
1
7
$314–429$429–543$543–657$657–772$772–886$886+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunset Reef

Map of 17960 GULF BOULEVARD UNIT 104 inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Redington Shores. See the full Redington Shores guide →

Sunset Reef — neighborhood snapshot

Population

421

Median age

68

Median income

$110,208

Median home value

$587,600

Avg household

2

Households w/ children

17%

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Redington Shores market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$594K$1.3M

Redington Shores median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

27 of 47

Redington Shores actives have cut their price

Median sold price, Redington Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the REDINGTON SHORES 33708 median. See the full Redington Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $520,000 $25K
Dec 1, 2025Listed at $545,000 · 253 days on market since
1989Built · SUNSET REEF

Reality check

What actually sold near 17960 GULF BOULEVARD UNIT 104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17960 GULF BOULEVARD UNIT 103Sold · Mar ’26

$570,000

17960 GULF BOULEVARD UNIT 103 · same community

2 bd · 2.5 ba · 1,237 sqft · $461/sqft · 127 DOM

17960 GULF BOULEVARD UNIT 225Sold · Jan ’26

$1,875,000

17960 GULF BOULEVARD UNIT 225 · same community

5 bd · 4 ba · 2,760 sqft · $679/sqft · 63 DOM

105 162ND AVENUESold · Sep ’25

$410,000

105 162ND AVENUE

3 bd · 2 ba · 1,234 sqft · $332/sqft · 259 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17960 GULF BOULEVARD UNIT 104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17960 GULF BOULEVARD UNIT 104 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

17960 GULF BOULEVARD UNIT 104 FAQs

What would the monthly payment be for 17960 GULF BOULEVARD UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,922/mo — principal and interest, the actual property-tax bill, the $835/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17960 GULF BOULEVARD UNIT 104?+

The association fee works out to $835 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17960 GULF BOULEVARD UNIT 104?+

The most recent tax bill on record (2024) was $7,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17960 GULF BOULEVARD UNIT 104?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Redington Shores?+

At $520,000, this home is listed about 22% below the Redington Shores median of $664,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17960 GULF BOULEVARD UNIT 104?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$520,000 runs 16% above the REDINGTON SHORES 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $835/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

253 days on market against a Redington Shores median of 125 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Kyle Keller. MLS #TB8452427.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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