612 BALDWIN AVENUE UNIT C, SAFETY HARBOR, FL, 34695
Active243 days on marketListed Nov 28, 2025MLS #TB8451646
About this home
612 BALDWIN AVENUE UNIT C
Hard to find 3 Bdrm/2 Bth Condo overlooking neighborhood Pond in Safety Harbor. No upstairs neighbors! Great location next to the pool and clubhouse. This is one you don't want to miss! Great location convenient to beautiful downtown Safety Harbor area, shopping, airports, and the beaches! This is a "must see"
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,230
Sqft
1983
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,153 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,153/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs Safety Harbor actives
$223 vs $324
Days on market
243 vs 55 typical
Where $223/sqft sits among the 96 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$508K → $630K
Safety Harbor median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
53 of 96
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 612 BALDWIN AVENUE UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$235,000
607 SUMMERHILL COURT UNIT C · same community
3 bd · 2 ba · 1,230 sqft · $191/sqft · 27 DOM
Sold · Jan ’26$195,000
604 SUMMERHILL COURT UNIT B · same community
3 bd · 2 ba · 1,230 sqft · $159/sqft · 20 DOM
Sold · Feb ’26$210,000
615 FAIRMONT AVENUE UNIT C · same community
2 bd · 2 ba · 1,160 sqft · $181/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 612 BALDWIN AVENUE UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 612 BALDWIN AVENUE UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
612 BALDWIN AVENUE UNIT C FAQs
What would the monthly payment be for 612 BALDWIN AVENUE UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 612 BALDWIN AVENUE UNIT C?+
The most recent tax bill on record (2024) was $3,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 612 BALDWIN AVENUE UNIT C?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $274,099, this home is listed about 51% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 612 BALDWIN AVENUE UNIT C?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$274,099 is 45% below the SAFETY HARBOR 34695 median of $494,900, and at $223/sqft it sits under the Safety Harbor average of $403.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
243 days on market against a Safety Harbor median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $280,000, now $274,099 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Mike Baldridge. MLS #TB8451646.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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