
4387 HARBORPOINTE DRIVE, PORT RICHEY, FL, 34668
Active240 days on marketListed Dec 6, 2025MLS #TB8451580
About this home
4387 HARBORPOINTE DRIVE
Virtually Staged. Commanding 100+ feet of direct Gulf frontage, this Mediterranean masterpiece is a rare Gulf-to-Intracoastal estate that epitomizes timeless coastal elegance. Set within the exclusive gated enclave of Harborpointe in Pasco County Florida, where the legendary stilt houses rise like proud sentinels in the distance of your backyard—this residence was crafted for those who want to call a location home. Ready, Set, Go! Spanning generous living space across multiple levels served by a private elevator adjacent to the front door upon entry, the home offers 4 bedrooms, 3 full and 1 half baths, plus a wealth of opulent living areas designed to flow like the tide itself. Wide-plank hardwood floors stretch beneath soaring ceilings, while an open floor plan seamlessly connects formal dining, a serene study, and grand living spaces bathed in natural light. A chef’s playground awaits in the custom gourmet kitchen, featuring stainless-steel professional appliances, expansive island seating, and a breakfast nook kissed by breathtaking Gulf-front views. Step outside to nearly 1,000 square feet of oceanfront porches and covered terraces that frame a private resort backyard: saltwater pool, elevated spa, summer kitchen with bar, and a firepit perfect for sunset gatherings. The primary suite is built for royalty—spacious and serene, with direct Gulf views, a luxurious bath, and private access to the expansive porches. Three additional bedroom suites ensure comfort and privacy for family and guests. Additional highlights include a deeded boat slip directly across the street at Harborpointes' exclusive resident-only marina, offering effortless access to the open Gulf and Intracoastal waters. Deepwater dock potential, newly renovated deck off the kitchen with luxurious travertine throughout. Just moments away from downtown New Port Richey, and vibrant city life, this Harborpointe masterpiece defines the pinnacle of Gulf-front luxury living.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,336
Sqft
0.35 ac
Lot size
4
Garage
2017
Year built
Two
Levels
$688
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,315 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,315/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Richey actives
$688 vs $192
Days on market
240 vs 38 typical
Where $688/sqft sits among the 322 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harborpointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Harborpointe — neighborhood snapshot
Population
950
Median age
51
Median income
$72,941
Median home value
$305,200
Avg household
2
Households w/ children
109
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
170 of 322
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 834% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4387 HARBORPOINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$990,000
7049 PENINSULAR DRIVE
5 bd · 3 ba · 3,372 sqft · $294/sqft · 140 DOM
Sold · Jul ’26$310,000
7041 JASMIN DRIVE
5 bd · 3.5 ba · 2,944 sqft · $105/sqft · 9 DOM
Sold · Mar ’26$800,000
5449 MANATEE POINT DRIVE
3 bd · 3 ba · 2,748 sqft · $291/sqft · 217 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4387 HARBORPOINTE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4387 HARBORPOINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4387 HARBORPOINTE DRIVE FAQs
What would the monthly payment be for 4387 HARBORPOINTE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,315/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4387 HARBORPOINTE DRIVE?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4387 HARBORPOINTE DRIVE?+
The most recent tax bill on record (2024) was $19,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4387 HARBORPOINTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $2,294,000, this home is listed about 786% above the Port Richey median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4387 HARBORPOINTE DRIVE?+
Richey Elementary School (elementary), Chasco Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,294,000 runs 834% above the PORT RICHEY 34668 median — but at 3,336 sqft it's also nearly 3 times the size of the typical Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
240 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,899,000, now $2,294,000 — a $605K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Frankie Ritchie. MLS #TB8451580.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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