15 SOMERSET STREET UNIT 4A, CLEARWATER BEACH, FL, 33767
Active260 days on marketListed Nov 20, 2025MLS #TB8450041
About this home
15 SOMERSET STREET UNIT 4A
Why settle for a crowded resort-style tower when you can enjoy the privacy of just 13 residences? Welcome to one of Clearwater Beach's most exclusive Gulf-front addresses, where your private, secure elevator opens directly into 2,700 square feet of luxurious beachfront living. Offering one of the best values on Clearwater Beach with the lowest price-per-square-foot opportunities, this direct Gulf-front corner residence combines the spacious feel of a single-family home with the convenience of maintenance-free coastal living. Designed for buyers who value privacy over crowds, this boutique community offers a quieter beachfront lifestyle while remaining just minutes from the prestigious Carlouel Yacht Club, Clearwater Beach's restaurants, marina, shopping, entertainment, and world-famous Caladesi and Honeymoon Island. Inside, you'll find 3 spacious bedrooms, each with a private en-suite bath and walk-in closet, plus a versatile bonus room perfect for a home office, media room, fitness room, or additional guest space. Marble flooring, designer coastal finishes, high-end appliances, hurricane-rated windows and doors, and expansive floor-to-ceiling glass create an elegant yet comfortable living experience. Wake up to breathtaking Gulf views, enjoy coffee while watching dolphins pass by, and end each evening with spectacular sunsets from the wraparound balconies that capture panoramic water views from nearly every room. Unlike many larger resort communities, this home offers an intimate, residential atmosphere with only 13 owners, making it ideal for those seeking peace, privacy, and exclusivity without sacrificing luxury. Amenities include a beachfront pool, fitness center, club/business room, secure entry, and two premium second-level parking spaces. Leasing is permitted with a 90-day minimum, providing flexibility for seasonal use, investment potential, or full-time coastal living. If you're searching for multiple pools, busy common areas, and a crowded resort atmosphere, Clearwater Beach offers many options. If you're looking for spacious beachfront living, exceptional value, boutique privacy, and a home that truly feels like your own, this is a rare opportunity that deserves your attention.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,700
Sqft
0.44 ac
Lot size
2
Garage
2008
Year built
One
Levels
$694
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,170 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,170/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.3%
$/sqft vs Clearwater Beach actives
$694 vs $565
Days on market
260 vs 75 typical
Where $694/sqft sits among the 275 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
118 of 275
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 238% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 15 SOMERSET STREET UNIT 4A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,625,000
106 MIDWAY ISLAND
3 bd · 3.5 ba · 2,821 sqft · $576/sqft · 68 DOM
Sold · Oct ’25$1,300,000
74 WINDWARD ISLAND
3 bd · 2 ba · 2,563 sqft · $507/sqft · 43 DOM
Sold · Aug ’25$1,500,000
188 BRIGHTWATER DRIVE UNIT 2
3 bd · 2.5 ba · 2,551 sqft · $588/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15 SOMERSET STREET UNIT 4A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15 SOMERSET STREET UNIT 4A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15 SOMERSET STREET UNIT 4A FAQs
What would the monthly payment be for 15 SOMERSET STREET UNIT 4A?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,170/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15 SOMERSET STREET UNIT 4A?+
The most recent tax bill on record (2024) was $26,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15 SOMERSET STREET UNIT 4A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $1,875,000, this home is listed about 135% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15 SOMERSET STREET UNIT 4A?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,875,000 runs 238% above the CLEARWATER BEACH 33767 median — but at 2,700 sqft it's also nearly twice the size of the typical Clearwater Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
260 days on market against a Clearwater Beach median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,195,000, now $1,875,000 — a $320K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Frances Winstead. MLS #TB8450041.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater Beach homes, in your inbox
Like 15 SOMERSET STREET UNIT 4A but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →