2616 COVE CAY DRIVE UNIT 506, CLEARWATER, FL, 33760
Active260 days on marketListed Nov 18, 2025MLS #TB8449504
About this home
2616 COVE CAY DRIVE UNIT 506
WOW! You will be astounded by the Gorgeous Views of Tampa Bay, the Tampa Skyline and the Golf Course from this lovely condo! Come live the Florida life like you are on vacation everyday! This Fabulous condo features 1 bedroom and 1 and a half baths. The flooring has all been redone to a beautiful hardy laminate and there is tile in the Kitchen and Baths. The Kitchen is modernized with painted cabinetry and a new large single basin sink, along with a newer refrigerator and dishwasher. It has amazing storage space, with a Spice Cabinet in the Kitchen as well as cabinetry that opens toward the Dining Area. The Living Room features wonderful built-ins for your TV along with your Books and Memories on display! The Bedroom is such a generous size, with a large walk in closet and en-suite bathroom with a walk in shower! Another wonderful touch, the bedroom ceiling has been done in a key west style wood plank look! There is a 5 x 8' laundry room across the hall from the front door, for the use of this unit only, and it includes a washer, dryer, laundry sink plus room for storage. A Brand New TRANE AC system was installed in 2022! The assigned and covered parking is an easy walk from the main entrance to the building. In this village the clubhouse has been recently renovated and and includes a pool/spa area, a fitness room, library, pool table and more. The 18 hole championship golf course is available for public play or various memberships and AJ's Dockside Bar and Grille offers a full bar and menu and is open 7 days a week for year round enjoyment. You can also rent Pontoon Boats, Kayaks and Jet Skis from the Cove Cay Marina! This truly is Resort Style Living! Cove Cay is so convenient to Tampa, St Pete, wonderful beaches, 2 airports, lots of medical facilities, fabulous restaurants, the Arts and everything you desire! The lush grounds, gated and guarded security, and fabulous amenities make Cove Cay the ultimate Paradise to live the Florida lifestyle! Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
810
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Clearwater actives
$216 vs $227
Days on market
260 vs 55 typical
Where $216/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2616 COVE CAY DRIVE UNIT 506
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$129,900
2616 COVE CAY DRIVE UNIT 102 · same community
1 bd · 1.5 ba · 810 sqft · $160/sqft · 44 DOM
Sold · Feb ’26$195,000
2616 COVE CAY DRIVE UNIT 301 · same community
2 bd · 2 ba · 1,050 sqft · $186/sqft · 268 DOM
Sold · Dec ’25$135,000
2616 COVE CAY DRIVE UNIT 303 · same community
2 bd · 2 ba · 1,050 sqft · $129/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2616 COVE CAY DRIVE UNIT 506 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2616 COVE CAY DRIVE UNIT 506 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2616 COVE CAY DRIVE UNIT 506 FAQs
What would the monthly payment be for 2616 COVE CAY DRIVE UNIT 506?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,396/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2616 COVE CAY DRIVE UNIT 506?+
The most recent tax bill on record (2024) was $1,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2616 COVE CAY DRIVE UNIT 506?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $175,000, this home is listed about 36% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2616 COVE CAY DRIVE UNIT 506?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Terri Jennings. MLS #TB8449504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2616 COVE CAY DRIVE UNIT 506 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →