2039 W SHELLBARK DRIVE, CITRUS SPRINGS, FL, 34434
Active252 days on marketListed Nov 25, 2025MLS #TB8449462
About this home
2039 W SHELLBARK DRIVE
Virtually Staged. Welcome to your dream home in the heart of Citrus Springs, FL! This stunning 2023 build feels practically brand-new and offers a perfect blend of modern luxury and timeless elegance. With 3 bedrooms and 2 bathrooms, this residence showcases premium upgrades that far surpass standard builder features. Step inside to an inviting open-concept layout highlighted by gorgeous luxury vinyl plank flooring—both stylish and exceptionally durable. Soaring tray ceilings enhance the sense of space and sophistication in the living and dining areas, creating an ideal setting for entertaining or relaxing with family. The gourmet kitchen is a chef’s delight, complete with gleaming granite countertops, high-end stainless-steel appliances, and thoughtfully designed cabinetry that maximizes both beauty and function.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,322
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,872 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,872/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs CITRUS SPGS UNIT 27
$174 vs $161
Days on market
252 vs 83 typical
Where $174/sqft sits among the 6 homes for sale in CITRUS SPGS UNIT 27
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
4 of 6
CITRUS SPGS UNIT 27 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 667% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2039 W SHELLBARK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$235,000
11001 N HARRIET WAY · same community
3 bd · 2 ba · 1,343 sqft · $175/sqft · 223 DOM
Sold · Dec ’25$330,000
1405 W ADELE COURT · same community
3 bd · 2 ba · 1,352 sqft · $244/sqft · 43 DOM
Sold · Feb ’26$234,900
10763 N DIDISCUS DRIVE · same community
3 bd · 2 ba · 1,399 sqft · $168/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2039 W SHELLBARK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2039 W SHELLBARK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2039 W SHELLBARK DRIVE FAQs
What would the monthly payment be for 2039 W SHELLBARK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2039 W SHELLBARK DRIVE?+
The most recent tax bill on record (2024) was $3,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $229,999, this home is listed about 16% below the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2039 W SHELLBARK DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$229,999 runs 667% above the CITRUS SPRINGS 34434 median.
02Time on market is leverage
252 days on market against a Citrus Springs median of 83 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $245,678, now $229,999 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Al Vermeire. MLS #TB8449462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Citrus Springs homes, in your inbox
Like 2039 W SHELLBARK DRIVE but not quite? A daily digest of every new listing in Citrus Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →