David Ramirez
$662,5004 bd3 ba2,776 sqft$239 /sqft$4,749 /mo all-in ↓

3042 COLONIAL RIDGE DRIVE, BRANDON, FL, 33511

Active233 days on marketListed Dec 4, 2025MLS #TB8449215

Private poolSingle Family ResidenceCOLONIAL OAKS

About this home

3042 COLONIAL RIDGE DRIVE

Quietly nestled in Colonial Oaks, this spacious 4-bedroom, 3-bath home features an open floor plan that captures the essence of true Florida living. NEW ROOF! Updated Pool Equipment! Fresh Interior Paint! As you approach, you’ll be drawn in by the home’s curb appeal and mature landscaping. The large cul-de-sac lot offers a peaceful wooded view. Formal living and dining rooms, along with the primary bedroom, overlook the pool. The gourmet-sized kitchen has plenty of cabinets, stone countertops, a pantry, and a full appliance package. It meets the needs of culinary enthusiasts. A large gathering room with a fireplace seamlessly connects to the pool area, creating an inviting space for entertaining. The spacious owner’s suite presents a pool view, luxurious garden bath, walk-in closet, and additional amenities. It offers a private retreat. The screened-in poolside living space and covered lanai provide a perfect spot for relaxation and socializing. The home's floors are a cohesive luxury vinyl.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,776

Sqft

0.4 ac

Lot size

2

Garage

1992

Year built

One

Levels

$239

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewPool · Trees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2024)$8,939/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available · Propane · Public · Sewer Available · Sewer Connected · Sprinkler Well · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,749 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,575
PMI (est., until 20% equity)$248
Property tax — 2024 actual bill$745
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,250
Interest rate6.00%
Loan term

Estimated payment

$4,749/mo

Principal & interest$3,575
PMI (est., until 20% equity)$248
Property taxes (actual bill)$745
HOA / condo fee$21
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $663K
$586KedgeAI estimate $618,311 · range $611K$628K$689K

vs edgeAI estimate

+7.1%

$/sqft vs Brandon actives

$239 vs $212

Days on market

233 vs 23 typical

Where $239/sqft sits among the 251 Brandon actives

37
43
61
55 · this home
28
27
$139–166$166–193$193–219$219–246$246–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 3042 COLONIAL RIDGE DRIVE

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryYates Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

130 of 251

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

Dec 4, 2025Listed at $662,500 · 233 days on market since
1992Built · COLONIAL OAKS

Reality check

What actually sold near 3042 COLONIAL RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3012 COLONIAL RIDGE DRIVESold · Nov ’25

$725,000

3012 COLONIAL RIDGE DRIVE · same community

4 bd · 3 ba · 2,990 sqft · $242/sqft · 107 DOM

3032 COLONIAL RIDGE DRIVESold · Oct ’25

$610,000

3032 COLONIAL RIDGE DRIVE · same community

4 bd · 2 ba · 2,229 sqft · $274/sqft · 9 DOM

3041 COLONIAL RIDGE DRIVESold · Jul ’25

$525,000

3041 COLONIAL RIDGE DRIVE · same community

3 bd · 2 ba · 2,190 sqft · $240/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3042 COLONIAL RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3042 COLONIAL RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3042 COLONIAL RIDGE DRIVE FAQs

What would the monthly payment be for 3042 COLONIAL RIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,749/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3042 COLONIAL RIDGE DRIVE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3042 COLONIAL RIDGE DRIVE?+

The most recent tax bill on record (2024) was $8,939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3042 COLONIAL RIDGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $662,500, this home is listed about 79% above the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3042 COLONIAL RIDGE DRIVE?+

Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$662,500 runs 89% above the BRANDON 33511 median — but at 2,776 sqft it's also 63% larger than the typical Brandon listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

233 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.

Listing courtesy of INSTA REAL ESTATE SOLUTIONS · Jennifer Clark. MLS #TB8449215.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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