51 ISLAND WAY UNIT 909, CLEARWATER, FL, 33767
Active262 days on marketListed Nov 17, 2025MLS #TB8449071
About this home
51 ISLAND WAY UNIT 909
SPECTACULAR VIEW! Updated one bedroom with Westerly views of Mandalay Bay and Gulf Waters. Live the Island life in this friendly community close to world famous Clearwater Beach. This is a Popular building with heated pool, spa, tennis courts and boat slips. Easy walking distance to great dining, shops and Publix grocery store. Island Estates is a self contained community with restaurants Post Office, Dry Cleaners, Nail Salon, Clearwater Marine Aquarium and much more. You'll love the Island life, call today for your showing and more information.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
680
Sqft
2 ac
Lot size
1979
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$4 vs $227
Days on market
262 vs 56 typical
Where $4/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 51 ISLAND WAY UNIT 909
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$288,000
51 ISLAND WAY UNIT 503 · same community
1 bd · 1 ba · 680 sqft · $424/sqft · 148 DOM
Sold · Jul ’26$255,000
51 ISLAND WAY UNIT 608 · same community
1 bd · 1 ba · 680 sqft · $375/sqft · 50 DOM
Sold · Mar ’26$995,000
691 S GULFVIEW BOULEVARD UNIT 1212
1 bd · 1.5 ba · 927 sqft · $1,073/sqft · 1283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 51 ISLAND WAY UNIT 909 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 51 ISLAND WAY UNIT 909 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
51 ISLAND WAY UNIT 909 FAQs
What would the monthly payment be for 51 ISLAND WAY UNIT 909?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 51 ISLAND WAY UNIT 909?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,400, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 51 ISLAND WAY UNIT 909?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER 33767 market on paper
$2,400 is 100% below the CLEARWATER 33767 median of $555,000, and at $4/sqft it sits under the Clearwater average of $276.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
262 days on market against a Clearwater median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,450, now $2,400 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAND KEY REALTY · Linda O'Hanlan. MLS #TB8449071.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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