627 70TH AVENUE, ST PETE BEACH, FL, 33706
Active249 days on marketListed Nov 18, 2025MLS #TB8448919
About this home
627 70TH AVENUE
Price Improvement! This distinctive triplex, located just a few blocks from the breathtaking St. Pete Beach, offers a unique opportunity for prospective buyers. Built above the historical flood lines, this property did not flood delivering peace of mind. Its versatile layout accommodates various uses, functioning either as a turnkey three-unit monthly rental or as a residence where the owner can occupy the main house, which sleeps 6 people, while leasing the adjacent duplex. 2025 gross income was $110,000 delivering a CAP rate of 8%. The surrounding neighborhood promotes a vibrant community atmosphere, with local cafes, shops, and parks all within easy walking distance. Characterized by charming architecture and an inviting exterior, the triplex exudes warmth and character. The thoughtfully designed interior features open-concept living areas that flow seamlessly, while expansive windows allow natural light to fill the rooms, creating a bright and airy ambiance. Recent enhancements to the detached unit include new sunroom windows, comprehensive interior painting, and modern lighting throughout the property. The main house bathroom has undergone a renovation, showcasing new tile, toilets, and fixtures. Additional updates include new ceiling fans and light fixtures that contribute to a contemporary aesthetic. Unit 1 boasts improved lighting, freshly painted walls, and updated bathroom finishes, complemented by the highly coveted terrazzo flooring. Unit 2 has been entirely renovated, featuring fresh paint, updated tile, and new completely bathroom. The exterior and grounds have been thoroughly transformed, with completely updated landscaping that includes new plants, decorative rocks, and seashell accents. A brand-new fence encloses the property, while sealed cement landscaping provides a clean and durable finish. Enhanced sprinkler and irrigation systems have been installed, accompanied by new landscape lighting with programmable timers. The exterior has been freshly painted, and the front posts have been updated. Additionally, new composite decks have been constructed at the front and back of Studios 1 and 2, complete with a modern grilling setup. An ongoing semi-annual pest control service is in place and can be transferred to the new owner. The electrical panels have been replaced and upgraded within the last 24 months, and the main plumbing line has been replaced with new PVC, with all plumbing systems updated. New hot water tanks and air conditioning units have also been installed for Studios 1 and 2. The property includes all furnishings and is equipped with keyless smart locks, as well as a security system.
Facts & features
The home at a glance
4
Bedrooms
1,640
Sqft
0.18 ac
Lot size
1966
Year built
$670
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,318 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,318/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$670 vs $498
Days on market
249 vs 85 typical
Where $670/sqft sits among the 190 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
95 of 190
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 627 70TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$800,000
624 71ST AVENUE · same community
4 bd · 4 ba · 2,104 sqft · $380/sqft · 72 DOM
Sold · May ’26$1,650,000
650 70TH AVENUE · same community
6 bd · 4 ba · 2,938 sqft · $562/sqft · 281 DOM
Sold · Dec ’25$650,000
510 64TH AVENUE
3 bd · 2 ba · 1,658 sqft · $392/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 627 70TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 627 70TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
627 70TH AVENUE FAQs
What would the monthly payment be for 627 70TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,318/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 627 70TH AVENUE?+
The most recent tax bill on record (2024) was $9,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $1,099,000, this home is listed about 83% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 627 70TH AVENUE?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,000 runs 144% above the ST PETE BEACH 33706 median — but at 1,640 sqft it's also 30% larger than the typical St Pete Beach listing.
02Time on market is leverage
249 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,250,000, now $1,099,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL HOME ADVISORS RE · Keith Slater. MLS #TB8448919.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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