500 TREASURE ISLAND CAUSEWAY UNIT 406, TREASURE ISLAND, FL, 33706
Active273 days on marketListed Nov 14, 2025MLS #TB8448513
About this home
500 TREASURE ISLAND CAUSEWAY UNIT 406
One or more photo(s) has been virtually staged. Discover the incredible value of this remarkable 4th floor, n/w CORNER UNIT in the waterfront Treasure Island Tennis and Yacht Club! This 3-bedroom, 2.5-bath, 1780 sq ft condominium is not just a home; it's your next smart investment – all assessments have been paid, meaning instant equity for you! With building studies already completed and funded, this is a rare opportunity that savvy buyers won't want to miss. Step inside and feel the spaciousness of large, sunlit rooms accompanied by an airy, open layout. Imagine relaxing on double balconies that offer breathtaking western sunset vistas and partial water views – it’s the perfect backdrop for unwinding after a long day at the beach. The updated kitchen is sizable, featuring a convenient bar and ample cabinet space, making it both functional and inviting. With electric hurricane shutters on all windows and sliders, enjoy peace of mind regardless of the weather. Plus, two primary suites ensure privacy and comfort for you and your guests. The unit comes turnkey and move-in ready, complete with stylish furnishings and a full-size washer and dryer for your convenience. Feel right at home in this well-maintained building, which boasts new elevators, a remodeled lobby, and is pet-friendly for two small pets—bringing your furry friends with you has never been easier! You'll benefit from covered parking located conveniently near the building lobby. Location is everything, and you’re just a short stroll away from the award-winning Treasure Island Beach, where miles of pristine, white sandy shores and diverse dining options await. Outdoor enthusiasts will love the nearby Treasure Bay Golf and Tennis recreational facility, offering an array of activities including golf, tennis, pickleball, footgolf, and more—all at a nominal fee! But that’s not all—Downtown St. Petersburg is only 7 miles away, where you can indulge in fine dining, explore art and cultural museums, enjoy waterfront parks, and participate in vibrant markets and festivals. Don't miss out on the chance to experience the best of Florida living in this beautiful Treasure Island condo. Contact us today—it’s your time to seize this opportunity! Lease purchase is available, making it easier than ever to claim your slice of paradise.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,780
Sqft
1 ac
Lot size
1974
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−55.1%
$/sqft vs TREASURE ISLAND TENNIS & YACHT CLUB
$195 vs $305
Days on market
273 vs 96 typical
Where $195/sqft sits among the 9 homes for sale in TREASURE ISLAND TENNIS & YACHT CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,495/mo median
Live Treasure Island rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
5 of 9
TREASURE ISLAND TENNIS & YACHT CLUB have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 500 TREASURE ISLAND CAUSEWAY UNIT 406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$415,000
500 TREASURE ISLAND CAUSEWAY UNIT 704 · same community
2 bd · 2 ba · 1,308 sqft · $317/sqft · 70 DOM
Sold · Jul ’26$270,000
450 TREASURE ISLAND CAUSEWAY UNIT 601 · same community
2 bd · 2 ba · 1,308 sqft · $206/sqft · 48 DOM
Sold · Mar ’26$345,000
500 TREASURE ISLAND CAUSEWAY UNIT 207 · same community
2 bd · 2 ba · 1,308 sqft · $264/sqft · 267 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 500 TREASURE ISLAND CAUSEWAY UNIT 406 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 500 TREASURE ISLAND CAUSEWAY UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
500 TREASURE ISLAND CAUSEWAY UNIT 406 FAQs
What would the monthly payment be for 500 TREASURE ISLAND CAUSEWAY UNIT 406?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 500 TREASURE ISLAND CAUSEWAY UNIT 406?+
The most recent tax bill on record (2025) was $7,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 500 TREASURE ISLAND CAUSEWAY UNIT 406 be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 500 TREASURE ISLAND CAUSEWAY UNIT 406?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $347,000, this home is listed about 49% below the Treasure Island median of $679,500. The market section on this page shows how the area is trending.
Which schools are assigned to 500 TREASURE ISLAND CAUSEWAY UNIT 406?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$347,000 is 23% below the TREASURE ISLAND 33706 median of $449,950, and at $195/sqft it sits under the Treasure Island average of $597.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
273 days on market against a Treasure Island median of 96 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREFERRED · Carol Giovannoni. MLS #TB8448513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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