10945 TRAILING VINE DRIVE, TAMPA, FL, 33610
Active271 days on marketListed Nov 5, 2025MLS #TB8445078
About this home
10945 TRAILING VINE DRIVE
Welcome to 10945 Trailing Vine Drive, Tampa, FL 33610 Discover modern living and peace of mind in this beautifully upgraded smart home located in a quiet Tampa neighborhood. Thoughtfully maintained and updated throughout, this home combines comfort, technology, and convenience — all with no CDD fees and easy access to downtown Tampa, MacDill AFB, Ybor City, and the Hard Rock Casino. Step inside to find bright, open living spaces featuring new vinyl flooring (installed November 2023 and October 2025) that enhance the home’s fresh, contemporary feel. The interior has been recently painted (September 2025), and LED lighting throughout adds energy efficiency and modern appeal. This property is fully equipped as a smart home, allowing you to control the thermostat, front door, garage opener, and front porch light right from your phone or smart device — bringing convenience and security together seamlessly. The outdoor spaces are equally impressive, with a paver patio (April 2023) perfect for entertaining, a privacy fence (October 2021), limestone landscaping (June 2024) refreshed with decorative shell (October 2025), and a 7’x8’ storage shed (March 2024) for added functionality. Additional upgrades include: Generator wiring (December 2022) for backup power readiness. Video CCTV system with four cameras and a three-year warranty (June 2023). Every improvement has been made with quality and comfort in mind — creating a move-in-ready home that’s both stylish and secure. Don’t miss this opportunity to own a beautifully updated, smart-enabled home in a prime Tampa location. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs Tampa actives
$237 vs $297
Days on market
271 vs 33 typical
Where $237/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33610 — neighborhood snapshot
Population
45,396
Median age
34
Median income
$49,765
Median home value
$210,600
Avg household
2.73
Households w/ children
5,458
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
186 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10945 TRAILING VINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$410,000
10826 TRAILING VINE DRIVE · same community
4 bd · 2.5 ba · 2,328 sqft · $176/sqft · 271 DOM
Sold · Sep ’25$208,640
4591 LIMERICK DRIVE
3 bd · 2.5 ba · 1,529 sqft · $136/sqft · 46 DOM
Sold · Apr ’26$203,500
4510 LIMERICK DRIVE
3 bd · 2.5 ba · 1,529 sqft · $133/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10945 TRAILING VINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10945 TRAILING VINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10945 TRAILING VINE DRIVE FAQs
What would the monthly payment be for 10945 TRAILING VINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,937/mo — principal and interest, the actual property-tax bill, the $84/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10945 TRAILING VINE DRIVE?+
The association fee works out to $84 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10945 TRAILING VINE DRIVE?+
The most recent tax bill on record (2024) was $4,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10945 TRAILING VINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $359,999, this home is listed about 23% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10945 TRAILING VINE DRIVE?+
King High School (high), Robles Elementary School (elementary), Jennings Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,999 runs 13% above the TAMPA 33610 median.
02Time on market is leverage
271 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $359,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Jay Hundt Pa. MLS #TB8445078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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