2403 CAMBRIDGE AVENUE, LAKELAND, FL, 33803
Active274 days on marketListed Nov 6, 2025MLS #TB8445043
About this home
2403 CAMBRIDGE AVENUE
Welcome to the Lake Hollingsworth legacy. Steps from Lake Hollingsworth and the Lakeland Country Club, this 5-bedroom, 5-full bathroom, newer-construction home offers luxury living amid historic elegance. From Amish cabinetry to natural hickory engineered wood floors throughout, meticulous attention to detail is evident in every corner of this home. Upon entry, you are welcomed by the current study, which has its own full bath and walk-in closet. The kitchen is the heart of the home and seamlessly flows into the breakfast nook, great room and additional den. A chef’s dream, this kitchen features stunning cabinetry, quartz countertops, a gas cooktop, double built-in ovens, a built-in microwave, a large walk-in pantry, and a stylish hood with a pot filler. The dry bar with a wine fridge completes this open-concept marvel, perfect for holidays and entertaining. Upstairs, you will find the primary suite along with three additional bedrooms, each equipped with walk-in closets and full bathrooms. Step out back to your own private backyard paradise, equipped with an outdoor kitchen, a saltwater pool, a lounge area, a putting green, and a grassy area for kids and dogs to play. The 2-car garage has an epoxy floor and connects to the drop zone mud room for convenient access into the home. As one of the only new construction homes in this neighborhood, you enjoy historic elegance and natural beauty, living a true Florida lifestyle. This one-of-a-kind luxury home is a must-see!
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
3,446
Sqft
0.18 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,655 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,655/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CLEVELAND HEIGHTS
$377 vs $216
Days on market
274 vs 42 typical
Where $377/sqft sits among the 10 homes for sale in CLEVELAND HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
5 of 10
CLEVELAND HEIGHTS have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 348% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2403 CAMBRIDGE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$880,000
2211 COVENTRY AVENUE · same community
4 bd · 3.5 ba · 3,719 sqft · $237/sqft · 0 DOM
Sold · Feb ’26$602,500
2804 CLEVELAND HEIGHTS BOULEVARD · same community
3 bd · 2.5 ba · 3,077 sqft · $196/sqft · 152 DOM
Sold · Sep ’25$304,000
618 CHESTER DRIVE · same community
5 bd · 3 ba · 2,726 sqft · $112/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2403 CAMBRIDGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2403 CAMBRIDGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2403 CAMBRIDGE AVENUE FAQs
What would the monthly payment be for 2403 CAMBRIDGE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,655/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2403 CAMBRIDGE AVENUE?+
The most recent tax bill on record (2024) was $11,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $1,300,000, this home is listed about 283% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2403 CAMBRIDGE AVENUE?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,300,000 runs 348% above the LAKELAND 33803 median — but at 3,446 sqft it's also nearly twice the size of the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
274 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,350,000, now $1,300,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Nicole Thomas, Llc. MLS #TB8445043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 2403 CAMBRIDGE AVENUE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →