David Ramirez
$390,000$400,0002 bd2 ba986 sqft$396 /sqft$2,911 /mo all-in ↓

3044 SUNSET VISTA DRIVE, SPRING HILL, FL, 34607

Active261 days on marketListed Nov 6, 2025MLS #TB8444969

Reduced $10KSingle Family ResidenceGULF VIEW SUB

About this home

3044 SUNSET VISTA DRIVE

Waterfront Living in Aripeka Village - A Fisherman's Paradise. Welcome to your waterfront retreat in the charming village of Aripeka. Perfectly situated just moments from the Aripeka public boat ramp and the beloved Aripeka Stone Crab Company, this 2-bedroom and 2-bathroom home offers the ideal blend of coastal charm, relaxation, and adventure. Wake up to tranquil water views and end every evening with breathtaking sunsets right from your backyard and private 84-foot dock with your own floating dock, providing ample space for boating, fishing, entertaining, or simply soaking in the peaceful waterfront setting. Whether you are casting a line at sunrise or unwinding after a day on the water, this property delivers the ultimate Florida Coastal lifestyle. With direct access to world-class fishing in the Gulf of America, anglers and outdoor enthusiasts alike will appreciate the unmatched convenience and endless opportunities for boating, fishing, scalloping, and exploring the coast. This is a Florida hidden gem. Whether you are looking for a weekend getaway, vacation rental opportunity, or full-time waterfront residence, this home is truly a fisherman's dream and rare chance to own a slice of paradise in historic Aripeka Village.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

986

Sqft

0.21 ac

Lot size

1955

Year built

One

Levels

$396

Per sqft

Water view

Inside

FlooringOther · Tile · Hardwood
AppliancesRange · Refrigerator
InteriorOther
LaundryOther
CoolingOther
HeatingOther

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ExteriorOther · Private Mailbox

Community & fees

Taxes (2024)$3,395/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,911 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$283
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$2,911/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$283
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Spring Hill actives

$396 vs $192

Days on market

261 vs 29 typical

Where $396/sqft sits among the 400 Spring Hill actives

183
155
41
15
1
5 · this home
$146–187$187–229$229–271$271–312$312–354$354+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 3044 SUNSET VISTA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)65 min
Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

203 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the SPRING HILL 34607 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $390,000 $10K
Nov 6, 2025Listed at $400,000 · 261 days on market since
1955Built · GULF VIEW SUB

Reality check

What actually sold near 3044 SUNSET VISTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2487 SUNSET VISTA DRIVESold · Apr ’26

$430,000

2487 SUNSET VISTA DRIVE · same community

3 bd · 3 ba · 1,491 sqft · $288/sqft · 63 DOM

120 WHITE AVENUESold · Apr ’26

$3,300,000

120 WHITE AVENUE · same community

5 bd · 4 ba · 2,763 sqft · $1,194/sqft · 301 DOM

18730 ROSEMARY ROADSold · Jul ’26

$83,000

18730 ROSEMARY ROAD

3 bd · 2 ba · 1,252 sqft · $66/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3044 SUNSET VISTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3044 SUNSET VISTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3044 SUNSET VISTA DRIVE FAQs

What would the monthly payment be for 3044 SUNSET VISTA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,911/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3044 SUNSET VISTA DRIVE?+

The most recent tax bill on record (2024) was $3,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $390,000, this home is listed about 13% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3044 SUNSET VISTA DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$390,000 runs 20% above the SPRING HILL 34607 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

261 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $400,000, now $390,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Carolann Cruz. MLS #TB8444969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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