13451 KAPLAN TERRACE, PORT CHARLOTTE, FL, 33981
Active273 days on marketListed Nov 5, 2025MLS #TB8444887
About this home
13451 KAPLAN TERRACE
Brand-New Construction – Move-In Ready! Experience the enchantment of Florida living in this stunning new home, perfectly situated in the fast-growing city of Port Charlotte. Known for its beautiful waterways, welcoming community, and vibrant growth, Port Charlotte offers the ideal balance of relaxation and convenience. This brand-new, move-in ready home featuring 4 spacious bedrooms, 2 elegant bathrooms, and a 2-car garage, this home blends comfort, style, and functionality. The luxury vinyl and tile flooring throughout provides a sleek, modern look that’s easy to maintain. Enjoy no HOA or CDD fees, allowing you the freedom to enjoy your property without added costs. The gourmet kitchen with granite countertops and open-concept floor plan make this home perfect for both everyday living and entertaining. This property truly has it all—modern design, premium finishes, and an unbeatable location in one of Southwest Florida’s most desirable and rapidly developing areas. ? Schedule your private showing today and discover why so many are choosing to call Port Charlotte home!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,630
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,041 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,041/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs Port Charlotte actives
$178 vs $208
Days on market
273 vs 59 typical
Where $178/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
176 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 644% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13451 KAPLAN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$212,000
7903 HYDE PARK AVENUE · same community
4 bd · 2 ba · 1,581 sqft · $134/sqft · 162 DOM
Sold · Dec ’25$450,000
7257 MAGUIRE LANE · same community
3 bd · 2 ba · 1,690 sqft · $266/sqft · 80 DOM
Sold · Aug ’25$200,000
13848 TAMIAMI TRAIL · same community
3 bd · 1 ba · 1,484 sqft · $135/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13451 KAPLAN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13451 KAPLAN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13451 KAPLAN TERRACE FAQs
What would the monthly payment be for 13451 KAPLAN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,041/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13451 KAPLAN TERRACE?+
The most recent tax bill on record (2024) was $541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $290,000, this home is listed about 12% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13451 KAPLAN TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$290,000 runs 644% above the PORT CHARLOTTE 33981 median.
02Time on market is leverage
273 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $313,900, now $290,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FRIENDS REALTY LLC · Yudelsi Vega Hernandez. MLS #TB8444887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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