511 WINTERSIDE DRIVE, APOLLO BEACH, FL, 33572
Active258 days on marketListed Nov 7, 2025MLS #TB8443700
About this home
511 WINTERSIDE DRIVE
Welcome to this stunning coastal inspired home nestled in the highly sought after community of MiraBay. HOA includes yard maintenance. This beautifully maintained residence offers 4 bedrooms, 3 bathrooms, 2,592 square feet, and a 3-car garage, along with an inviting open front porch and a screened rear lanai overlooking a fenced yard. New roof in 2025. Step inside to discover an open-concept floor plan filled with natural light, high ceilings, rich wood floors, and elegant designer finishes throughout. The gourmet kitchen is a chef’s delight, featuring granite countertops, stainless steel appliances, a spacious island, and ample cabinetry perfect for both everyday living and entertaining. The primary suite, conveniently located on the first floor, offers a serene retreat with a luxurious en-suite bathroom and a walk-in closet. Also on the first floor is an additional bedroom, a full guest bath, and a laundry room for added convenience. Upstairs, you’ll find a versatile loft with its own screened balcony, two spacious bedrooms, and a full guest bathroom. This thoughtfully designed home seamlessly combines comfort, functionality, and coastal elegance ready for you to move in and start living the Florida lifestyle. As a resident of MiraBay, you'll enjoy world-class amenities including a waterfront clubhouse café, resort-style pool, free use of kayaks, canoes, and paddleboards, gym with fitness classes, pickleball and tennis courts, basketball courts, multiple playgrounds, and more. This home is conveniently located just minutes from E.G. Simmons Park, Apollo Beach Nature Preserve, marinas, and waterfront dining with easy access to shopping, beaches, sports complexes, MacDill AFB, I-75, US 41, I-4, US 301, the Selmon Expressway, St Petersburg, Downtown Tampa, and only about 27 miles to Tampa International Airport. This is more than a home, it’s a lifestyle! Call today to schedule your private tour.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,592
Sqft
0.11 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs Apollo Beach actives
$193 vs $227
Days on market
258 vs 56 typical
Where $193/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 511 WINTERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$970,000
1074 SIGNET DRIVE · same community
4 bd · 3 ba · 2,636 sqft · $368/sqft · 182 DOM
Sold · Jul ’25$544,720
1005 SIGNET · same community
4 bd · 2.5 ba · 2,410 sqft · $226/sqft · 399 DOM
Sold · Jan ’26$534,140
1067 SIGNET · same community
4 bd · 3.5 ba · 2,410 sqft · $222/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 511 WINTERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 511 WINTERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
511 WINTERSIDE DRIVE FAQs
What would the monthly payment be for 511 WINTERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,397/mo — principal and interest, the actual property-tax bill, the $395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 511 WINTERSIDE DRIVE?+
The association fee works out to $395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 511 WINTERSIDE DRIVE?+
The most recent tax bill on record (2025) was $8,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 511 WINTERSIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $499,000, this home is listed about 2% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 511 WINTERSIDE DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 11% above the APOLLO BEACH 33572 median — but at 2,592 sqft it's also 23% larger than the typical Apollo Beach listing.
02Time on market is leverage
258 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $529,000, now $499,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Melissa Davis. MLS #TB8443700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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