David Ramirez
$3,400,000$3,600,0006 bd5.5 ba4,255 sqft$799 /sqft$22,774 /mo all-in ↓

582 JOHNS PASS AVENUE, MADEIRA BEACH, FL, 33708

Active276 days on marketListed Oct 30, 2025MLS #TB8443266

Reduced $200KWaterfrontPrivate poolFully furnishedSingle Family ResidenceCRYSTAL ISLAND 2ND ADD

About this home

582 JOHNS PASS AVENUE

Enjoy an exquisite 6,504 sq. ft. open water estate home on Madeira Beach’s limited access Crystal Island. This home offers 200 feet of open bay frontage at the end of a private cul-de-sac and was completely reimagined in 2013 with all new construction including roof, electric, plumbing, travertine floors, and hurricane-grade windows & doors, this residence blends elegance with peace of mind. This residence, with 4,255 HSF, welcomes you with a grand two-story entry and glass elevator. Grand staircase leads to a spacious second-floor great room with a full wall of sliders all opening to 1,461 sq. ft. balcony and spectacular open water views. The updated gourmet kitchen features stainless steel appliances, a large island with seating leading to open dining and living areas, ideal for entertaining bringing the outdoors in and inviting guests to enjoy the best in waterfront Florida living. Two master suites with luxurious ensuites complement three additional bedrooms and baths, plus a private mother-in-law suite on the lower level with direct bay access. Outdoor living shines and continues with another 1,125 sq. ft. covered porch featuring an outdoor kitchen, ample shaded seating and dining areas along with game area with Ping Pong, Table Tennis, Darts and fireplace. All this opens to the 40' pool and waterfall hot tub, and then a large pavered patio with comfortable lounge chairs for sunbathing. Added is a semicircular seated fire pit area for evening get togethers, cocktails and stories of the day’s activities. These likely came from the watersport fun from your array of toys, or your boats or trip on your yacht all kept at your updated deep-water dock equipped with power and water, as well as two lifts and large dock. The grounds are immaculately designed with water features and landscaped grounds at the front of the home and large available open astro-turfed areas in back. 3 Sheds provide additional storage and dual system ACs, and equipment are all out of view, but provide all the comfort expected. All of this is nestled within the limited-access Crystal Island subdivision of Madeira Beach - known for its golf-cart-friendly streets, award-winning beaches, lively City amenities including local festivals, boat parades, parks, libraries and more, and proximity to the shops, dining, and entertainment of Johns Pass Village - this home combines luxury and convenience. Just 35 minutes to Tampa International Airport and 25 minutes to St. Pete-Clearwater Airport, residents also enjoy quick access to the renowned arts districts of downtown St. Petersburg and championship sports franchises including the Tampa Bay Rays, Rowdies, Lightning, and Buccaneers and more. Just a day trip to some of the world's best theme parks means living here checks off all the boxes of luxury living along Florida’s best waters.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

4,255

Sqft

0.35 ac

Lot size

2

Garage

1968

Year built

Two

Levels

$799

Per sqft

Private poolWaterfrontFireplaceWater viewFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Elevator · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCorridor Access · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingOversized
ExteriorOther

Community & fees

Taxes (2024)$35,913/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$22,774 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property tax — 2024 actual bill$2,993
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $340,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $340,000
Interest rate6.00%
Loan term

Estimated payment

$22,774/mo

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property taxes (actual bill)$2,993
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Madeira Beach actives

$799 vs $611

Days on market

276 vs 88 typical

Where $799/sqft sits among the 113 Madeira Beach actives

58
39 · this home
4
4
1
7
$277–628$628–979$979–1329$1329–1680$1680–2031$2031+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Island

Map of 582 JOHNS PASS AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

Crystal Island — neighborhood snapshot

Population

1,274

Median age

58

Median income

$82,917

Median home value

$685,300

Avg household

2

Households w/ children

59%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

52 of 113

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 620% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,400,000 $200K
Oct 30, 2025Listed at $3,600,000 · 276 days on market since
1968Built · CRYSTAL ISLAND 2ND ADD

Reality check

What actually sold near 582 JOHNS PASS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

557 JOHNS PASS AVENUESold · Feb ’26

$3,900,000

557 JOHNS PASS AVENUE · same community

5 bd · 5 ba · 5,117 sqft · $762/sqft · 2 DOM

517 JOHNS PASS AVENUESold · Jan ’26

$1,650,000

517 JOHNS PASS AVENUE · same community

3 bd · 2 ba · 2,342 sqft · $705/sqft · 142 DOM

529 JOHNS PASS AVENUESold · May ’26

$1,295,000

529 JOHNS PASS AVENUE · same community

4 bd · 2 ba · 2,273 sqft · $570/sqft · 458 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 582 JOHNS PASS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 582 JOHNS PASS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

582 JOHNS PASS AVENUE FAQs

What would the monthly payment be for 582 JOHNS PASS AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,774/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 582 JOHNS PASS AVENUE?+

The most recent tax bill on record (2024) was $35,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 582 JOHNS PASS AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $3,400,000, this home is listed about 326% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 582 JOHNS PASS AVENUE?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,400,000 runs 620% above the MADEIRA BEACH 33708 median — but at 4,255 sqft it's also nearly 3 times the size of the typical Madeira Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

276 days on market against a Madeira Beach median of 88 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,600,000, now $3,400,000 — a $200K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS · MICHAEL Reichenbach, LLC. MLS #TB8443266.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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