15948 COBBLE MILL DRIVE, WIMAUMA, FL, 33598
Active266 days on marketListed Oct 30, 2025MLS #TB8443188
About this home
15948 COBBLE MILL DRIVE
Experience Refined Living in Valencia Lakes. The Beautiful Amalfi Model 1,597 Sq. Ft. of Elegance and Comfort in a gated community. Welcome home to this beautifully appointed Amalfi model, perfectly nestled on a lushly landscaped lot in the highly sought-after Valencia Lakes 55+ community. From the moment you approach the inviting front entry, the beauty of the surroundings sets the tone for the warm, sophisticated interior that awaits within. Step through the glass entry door into an open and airy floor plan bathed in natural light. Elegant diagonal tile flooring flows throughout the main living areas, leading your eye toward the expansive sliding glass doors that open to a screened extended lanai with tranquil water views, the perfect setting for morning coffee or evening relaxation. The gourmet kitchen is both stylish and functional, featuring rich wood cabinetry, granite countertops, and a travertine backsplash. An extended breakfast bar and cozy eat-in nook provide space for casual dining, while the formal dining area offers a gracious setting for entertaining family and friends. The primary suite is a serene retreat, highlighted by a tray ceiling and a spacious walk-in closet. The spa-inspired primary bath features dual vanities, a luxurious garden tub, and a separate walk-in shower, creating a true sanctuary for relaxation. The split floor plan ensures comfort and privacy for guests, with a second bedroom and full bath. A versatile third bedroom or den, complete with its own walk-in closet, adds flexibility for a home office, library, or creative space. Throughout the home, neutral tones, tasteful finishes, and designer light fixtures and ceiling fans enhance its timeless appeal. Step outside to the screened lanai, where lush tropical landscaping and peaceful water views create your own private oasis. Move right in and start enjoying the Valencia Lakes lifestyle, a vibrant 55+ community offering resort-style amenities, scenic walking paths, and a true sense of connection and relaxation. A/C and HW heater are 2 years old.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,593
Sqft
0.13 ac
Lot size
2
Garage
2010
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,160 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,160/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
Days on market
266 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15948 COBBLE MILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15948 COBBLE MILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15948 COBBLE MILL DRIVE FAQs
What would the monthly payment be for 15948 COBBLE MILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,160/mo — principal and interest, the actual property-tax bill, the $633/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15948 COBBLE MILL DRIVE?+
The association fee works out to $633 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15948 COBBLE MILL DRIVE?+
The most recent tax bill on record (2024) was $3,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15948 COBBLE MILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $327,000, this home is listed about 12% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Under the Wimauma market on paper
$327,000 is 12% below the Wimauma median of $370,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $633/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
266 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $339,000, now $327,000 — a $12K cut. The full history is in the market section below.
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Heidi Seddon. MLS #TB8443188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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