David Ramirez
$999,900$1,199,0002 bd2 ba1,608 sqft$622 /sqft$8,322 /mo all-in ↓

175 2ND STREET S UNIT P-08, ST PETERSBURG, FL, 33701

Active289 days on marketListed Oct 31, 2025MLS #TB8443174

Reduced $199KCondominiumMC NULTY LOFTS CONDO

Come see it

Upcoming open house

Sun, Aug 16

12:00 PM – 2:00 PM

About this home

175 2ND STREET S UNIT P-08

A rare single-level penthouse in a boutique downtown building - offering the privacy of just 83 residences and none of the congestion of high-rise living. Boutique buildings. of this scale are no longer being developed in Downtown St. Pete due to rising land and construction costs, making this a rare and enduring opportunity. McNulty Lofts delivers an intimate residential experience in the heart of Downtown St Petersburg -an increasingly uncommon alternative to larger high-rise developments. From the moment you enter, the condo, you are greeted by an abundance of natural light pouring through floor to ceiling windows that span the entire east side of the home, showcasing sweeping views of Tampa Bay and unforgettable sunrises each morning. The open concept layout flows seamlessly, enhanced by soaring ceilings and a true split floor plan offering the ability and privacy to close off the primary suite and sunroom/office area from the second bedroom. The kitchen has been thoughtfully updated with marble countertops, a full height backsplash, and center island, complemented by custom all-white cabinetry with soft close drawers and pullout storage. The kitchen also features a full suite of modern Bespoke appliances and a built-in wine fridge. A light- filled sitting area just off the primary suite doubles as an exceptional home office, complete with built-ins and inspiring water views—redefining what it means to work from home. The primary suite is a true retreat, where floor-to-ceiling windows frame the bay and automated Lutron blackout shades provide comfort and privacy when desired. The expansive walk-k in closet features custom built-ins with two distinct sections and a full wall of shelving designed for effortless organization. The second bedroom rivals the primary in size and includes its own ensuite bath and oversized walk- in closet. With 11-foot ceilings, the space also offers the flexibility to add lofted storage above the closet and laundry area. Additional upgrades include designer lighting, Lutron window treatments throughout and a high- performance Trane HVAC system. Located in the true heart of downtown, you’re literally just steps away from award winning restaurants, shops, waterfront parks, museums and cultural landmarks including The Dali Museum, The Mahaffey Theater, St. Pete Pier, the Rowdies, Rays Stadiums and Vinoy Park—along with everyday conveniences of grocery stores, markets, pharmacies and banking. This is walkable, vibrant city living without compromise. Additionally, Residents enjoy two dedicated parking spaces, a fitness center, on site management, and a newly renovated lobby—all within a community that feels both elevated and personal.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,608

Sqft

0.86 ac

Lot size

2

Garage

2006

Year built

One

Levels

$622

Per sqft

City & Water view

Inside

FlooringConcrete · Epoxy
AppliancesDishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up · Other
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesEast
ParkingAssigned · Covered · Underground
ExteriorBalcony

Community & fees

HOA fee$1,420/mo
Taxes (2024)$11,663/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Deed Restrictions · Fitness Center

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,322 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property tax — 2024 actual bill$972
Condo fee — from the listing$1,420
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,990
Interest rate6.00%
Loan term

Estimated payment

$8,322/mo

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property taxes (actual bill)$972
HOA / condo fee$1,420
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1000K
$955KedgeAI estimate $1,168,170 · range $995K$1.4M$1.4M

vs edgeAI estimate

−14.4%

$/sqft vs St Petersburg actives

$622 vs $343

Days on market

289 vs 57 typical

Where $622/sqft sits among the 400 St Petersburg actives

139
132
59
28 · this home
11
31
$137–273$273–410$410–546$546–683$683–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 175 2ND STREET S UNIT P-08

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33701 — neighborhood snapshot

Population

18,485

Median age

46.3

Median income

$69,098

Median home value

$590,900

Avg household

1.65

Households w/ children

934

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,900 $199K
Oct 31, 2025Listed at $1,199,000 · 289 days on market since
2006Built · MC NULTY LOFTS CONDO

Reality check

What actually sold near 175 2ND STREET S UNIT P-08

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

175 2ND STREET S UNIT 1108Sold · Dec ’25

$915,000

175 2ND STREET S UNIT 1108 · same community

2 bd · 2 ba · 1,608 sqft · $569/sqft · 27 DOM

175 2ND STREET S UNIT P03Sold · Oct ’25

$1,125,000

175 2ND STREET S UNIT P03 · same community

3 bd · 2 ba · 1,643 sqft · $685/sqft · 10 DOM

175 2ND STREET S UNIT 809Sold · Mar ’26

$750,000

175 2ND STREET S UNIT 809 · same community

1 bd · 1 ba · 1,179 sqft · $636/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 175 2ND STREET S UNIT P-08 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 175 2ND STREET S UNIT P-08 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

175 2ND STREET S UNIT P-08 FAQs

What would the monthly payment be for 175 2ND STREET S UNIT P-08?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,322/mo — principal and interest, the actual property-tax bill, the $1,420/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 175 2ND STREET S UNIT P-08?+

The association fee works out to $1,420 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 175 2ND STREET S UNIT P-08?+

The most recent tax bill on record (2024) was $11,663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 175 2ND STREET S UNIT P-08?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $999,900, this home is listed about 130% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 175 2ND STREET S UNIT P-08?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$999,900 runs 31% above the ST PETERSBURG 33701 median — but at 1,608 sqft it's also 20% larger than the typical St Petersburg listing.

02City & Water views

The city and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,420/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

289 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $1,199,000, now $999,900 — a $199K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8443174.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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