
175 2ND STREET S UNIT P-08, ST PETERSBURG, FL, 33701
Active289 days on marketListed Oct 31, 2025MLS #TB8443174
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Upcoming open house
Sun, Aug 16
12:00 PM – 2:00 PM
About this home
175 2ND STREET S UNIT P-08
A rare single-level penthouse in a boutique downtown building - offering the privacy of just 83 residences and none of the congestion of high-rise living. Boutique buildings. of this scale are no longer being developed in Downtown St. Pete due to rising land and construction costs, making this a rare and enduring opportunity. McNulty Lofts delivers an intimate residential experience in the heart of Downtown St Petersburg -an increasingly uncommon alternative to larger high-rise developments. From the moment you enter, the condo, you are greeted by an abundance of natural light pouring through floor to ceiling windows that span the entire east side of the home, showcasing sweeping views of Tampa Bay and unforgettable sunrises each morning. The open concept layout flows seamlessly, enhanced by soaring ceilings and a true split floor plan offering the ability and privacy to close off the primary suite and sunroom/office area from the second bedroom. The kitchen has been thoughtfully updated with marble countertops, a full height backsplash, and center island, complemented by custom all-white cabinetry with soft close drawers and pullout storage. The kitchen also features a full suite of modern Bespoke appliances and a built-in wine fridge. A light- filled sitting area just off the primary suite doubles as an exceptional home office, complete with built-ins and inspiring water views—redefining what it means to work from home. The primary suite is a true retreat, where floor-to-ceiling windows frame the bay and automated Lutron blackout shades provide comfort and privacy when desired. The expansive walk-k in closet features custom built-ins with two distinct sections and a full wall of shelving designed for effortless organization. The second bedroom rivals the primary in size and includes its own ensuite bath and oversized walk- in closet. With 11-foot ceilings, the space also offers the flexibility to add lofted storage above the closet and laundry area. Additional upgrades include designer lighting, Lutron window treatments throughout and a high- performance Trane HVAC system. Located in the true heart of downtown, you’re literally just steps away from award winning restaurants, shops, waterfront parks, museums and cultural landmarks including The Dali Museum, The Mahaffey Theater, St. Pete Pier, the Rowdies, Rays Stadiums and Vinoy Park—along with everyday conveniences of grocery stores, markets, pharmacies and banking. This is walkable, vibrant city living without compromise. Additionally, Residents enjoy two dedicated parking spaces, a fitness center, on site management, and a newly renovated lobby—all within a community that feels both elevated and personal.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,608
Sqft
0.86 ac
Lot size
2
Garage
2006
Year built
One
Levels
$622
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,322 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,322/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs St Petersburg actives
$622 vs $343
Days on market
289 vs 57 typical
Where $622/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 175 2ND STREET S UNIT P-08
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$915,000
175 2ND STREET S UNIT 1108 · same community
2 bd · 2 ba · 1,608 sqft · $569/sqft · 27 DOM
Sold · Oct ’25$1,125,000
175 2ND STREET S UNIT P03 · same community
3 bd · 2 ba · 1,643 sqft · $685/sqft · 10 DOM
Sold · Mar ’26$750,000
175 2ND STREET S UNIT 809 · same community
1 bd · 1 ba · 1,179 sqft · $636/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 175 2ND STREET S UNIT P-08 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 175 2ND STREET S UNIT P-08 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
175 2ND STREET S UNIT P-08 FAQs
What would the monthly payment be for 175 2ND STREET S UNIT P-08?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,322/mo — principal and interest, the actual property-tax bill, the $1,420/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 175 2ND STREET S UNIT P-08?+
The association fee works out to $1,420 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 175 2ND STREET S UNIT P-08?+
The most recent tax bill on record (2024) was $11,663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 175 2ND STREET S UNIT P-08?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $999,900, this home is listed about 130% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 175 2ND STREET S UNIT P-08?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$999,900 runs 31% above the ST PETERSBURG 33701 median — but at 1,608 sqft it's also 20% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,420/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
289 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $1,199,000, now $999,900 — a $199K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8443174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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