David Ramirez
$153,000$165,0002 bd1.5 ba1,098 sqft$139 /sqft$1,152 /mo all-in ↓

108 CLOCKTOWER DRIVE UNIT 261, BRANDON, FL, 33510

Active265 days on marketListed Oct 28, 2025MLS #TB8442560

Priced 48% below the BRANDON 33510 medianReduced $12KCondominiumRUSSELLWOOD A CONDO

About this home

108 CLOCKTOWER DRIVE UNIT 261

Welcome to 108 Clocktower Dr #261 – a charming, move-in ready condo in the heart of Brandon! Perfectly situated just off Highway 60, this 2-bedroom, 1.5-bathroom home offers a bright, open-concept layout. The spacious living and dining area seamlessly connects to the kitchen, creating an inviting flow throughout the main living space. Step outside to your private balcony—the perfect spot to enjoy your morning coffee or unwind in the evening. Recent updates and improvements include: • Bedroom and kitchen windows replaced approximately 7 years ago • Water heater: approx. 3–5 years old • A/C system: 2014 • Roof: replaced about 5 years ago by the condo association • Interior Electric panel: replaced about 3 years ago • Primary bathroom tub refinished • All flooring replaced • Upstairs bathroom cabinets updated • Main breaker box replaced Enjoy a carefree lifestyle where the Condo Assoc Fees covers water, trash, and pool use—everything you need for easy living in a well-kept community. Conveniently located just minutes from Publix, shopping, dining, entertainment, and major roadways, this home offers both comfort and accessibility. Don’t miss this incredible opportunity to own in the heart of Brandon—schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,098

Sqft

0.02 ac

Lot size

1981

Year built

Two

Levels

$139

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Microwave · Refrigerator
InteriorOther · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorBalcony · Sidewalk · Storage

Community & fees

Taxes (2024)$279/yr
PetsNumber Limit
CommunityPool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,152 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$901
FHA mortgage insurance (est.)$68
Property tax — 2024 actual bill$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,355Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,355
Interest rate6.00%
Loan term

Estimated payment

$1,152/mo

Principal & interest$901
FHA mortgage insurance (est.)$68
Property taxes (actual bill)$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $153K
$142KedgeAI estimate $150,986 · range $148K$160K$166K

vs edgeAI estimate

+1.3%

$/sqft vs Brandon actives

$139 vs $212

Days on market

265 vs 23 typical

Where $139/sqft sits among the 242 Brandon actives

36 · this home
41
59
55
27
24
$139–166$166–193$193–219$219–246$246–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Russellwood

Map of 108 CLOCKTOWER DRIVE UNIT 261 inside its neighborhood boundary

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)34 min

Get to know Brandon. See the full Brandon guide →

Russellwood — neighborhood snapshot

Population

312

Median age

42

Median income

$70,969

Median home value

$170,500

Avg household

2

Households w/ children

33%

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryLimona Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

130 of 242

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the BRANDON 33510 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $153,000 $12K
Oct 28, 2025Listed at $165,000 · 265 days on market since
1981Built · RUSSELLWOOD A CONDO

Reality check

What actually sold near 108 CLOCKTOWER DRIVE UNIT 261

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

704 OAKGROVE DRIVE UNIT 117DSold · Oct ’25

$157,000

704 OAKGROVE DRIVE UNIT 117D · same community

2 bd · 2 ba · 1,090 sqft · $144/sqft · 27 DOM

809 RUSSELL LANE UNIT 321Sold · Oct ’25

$165,000

809 RUSSELL LANE UNIT 321 · same community

2 bd · 1.5 ba · 1,080 sqft · $153/sqft · 29 DOM

811 RUSSELL LANE UNIT 309Sold · Jul ’26

$149,100

811 RUSSELL LANE UNIT 309 · same community

2 bd · 1.5 ba · 1,068 sqft · $140/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 CLOCKTOWER DRIVE UNIT 261 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 CLOCKTOWER DRIVE UNIT 261 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

108 CLOCKTOWER DRIVE UNIT 261 FAQs

What would the monthly payment be for 108 CLOCKTOWER DRIVE UNIT 261?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,152/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 108 CLOCKTOWER DRIVE UNIT 261?+

The most recent tax bill on record (2024) was $279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 108 CLOCKTOWER DRIVE UNIT 261?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $153,000, this home is listed about 59% below the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 108 CLOCKTOWER DRIVE UNIT 261?+

Brandon High School (high), Limona Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRANDON 33510 market on paper

$153,000 is 48% below the BRANDON 33510 median of $293,000, and at $139/sqft it sits under the Brandon average of $215.

02Time on market is leverage

265 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $165,000, now $153,000 — a $12K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Julia Anderson. MLS #TB8442560.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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