3130 SHIPWATCH DRIVE, HOLIDAY, FL, 34691
Active268 days on marketListed Oct 29, 2025MLS #TB8442547
About this home
3130 SHIPWATCH DRIVE
Discover the ultimate lifestyle property with tremendous investment potential. The property features multiple premium conservation lots, thoughtfully designed around a beautiful wetland system that wraps the development area to the east and north, creating a private and scenic natural buffer. Currently zoned for 60 single-family homes, the site offers the potential to rezone for additional homesites, providing excellent flexibility for future development. Ideally situated, the property is just a short walk to Key Vista Nature Park and minutes from US Highway 19, shopping, dining, and everyday conveniences.
Facts & features
The home at a glance
80 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$31,962 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$31,962/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2253% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 3130 SHIPWATCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$150,000
2039 KONA DRIVE
2 bd · 2 ba · 864 sqft · $174/sqft · 7 DOM
Sold · Nov ’25$207,000
2033 ESSEX DRIVE
2 bd · 1 ba · 888 sqft · $233/sqft · 32 DOM
Sold · Dec ’25$230,000
3546 ALLANDALE DRIVE
2 bd · 2 ba · 936 sqft · $246/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3130 SHIPWATCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3130 SHIPWATCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3130 SHIPWATCH DRIVE FAQs
What would the monthly payment be for 3130 SHIPWATCH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $31,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3130 SHIPWATCH DRIVE?+
The most recent tax bill on record (2024) was $7,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holiday?+
At $5,400,000, this home is listed about 2104% above the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3130 SHIPWATCH DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FISCHBACH LAND COMPANY LLC · Reed Fischbach. MLS #TB8442547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Holiday homes, in your inbox
Like 3130 SHIPWATCH DRIVE but not quite? A daily digest of every new listing in Holiday — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →