11100 86TH AVENUE UNIT 108, SEMINOLE, FL, 33772
Active280 days on marketListed Oct 28, 2025MLS #TB8442538
About this home
11100 86TH AVENUE UNIT 108
Welcome to this spacious 2-bedroom, 1-bath first-floor condo located in the heart of Seminole. This unit is the perfect opportunity for a new buyer to bring their own style and updates to make it shine! Enjoy the convenience of a first-floor location, just steps from parking and community amenities. You can relax and unwind on the back patio or in your enclosed lanai — perfect for morning coffee or evening gatherings. Ideally situated just minutes from the Gulf beaches, shopping, restaurants, parks, and Seminole City Center. The most beautiful beaches are only a couple of miles away, offering endless opportunities to enjoy Florida’s sunshine and coastal lifestyle. Plus, Tampa International Airport is just about 20 miles away, making travel a breeze. Whether you’re looking for a year-round home, a seasonal retreat, or an investment property, this condo offers great potential in a prime location.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
874
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$97
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,387 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,387/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs SEMINOLE GARDEN APTS CO-OP
$97 vs $120
Days on market
280 vs 46 typical
Where $97/sqft sits among the 21 homes for sale in SEMINOLE GARDEN APTS CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33772 — neighborhood snapshot
Population
23,428
Median age
50.5
Median income
$74,026
Median home value
$327,000
Avg household
2.24
Households w/ children
1,996
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 21
SEMINOLE GARDEN APTS CO-OP have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11100 86TH AVENUE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$60,000
8533 110TH STREET UNIT 207 · same community
1 bd · 1 ba · 874 sqft · $69/sqft · 162 DOM
Sold · Sep ’25$96,000
8402 111TH STREET UNIT 303 · same community
2 bd · 1 ba · 874 sqft · $110/sqft · 173 DOM
Sold · Jul ’26$46,000
8220 112TH STREET UNIT 109 · same community
2 bd · 1 ba · 874 sqft · $53/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11100 86TH AVENUE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11100 86TH AVENUE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11100 86TH AVENUE UNIT 108 FAQs
What would the monthly payment be for 11100 86TH AVENUE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,387/mo — principal and interest, the actual property-tax bill, the $577/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11100 86TH AVENUE UNIT 108?+
The association fee works out to $577 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11100 86TH AVENUE UNIT 108?+
The most recent tax bill on record (2024) was $1,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11100 86TH AVENUE UNIT 108?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $84,800, this home is listed about 78% below the Seminole median of $388,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11100 86TH AVENUE UNIT 108?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33772 market on paper
$84,800 is 58% below the SEMINOLE 33772 median of $199,900, and at $97/sqft it sits under the Seminole average of $257.
02Know the monthly fee
The association fee is $577/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
280 days on market against a Seminole median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $99,999, now $84,800 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Betty Rohe. MLS #TB8442538.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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