David Ramirez
$174,900$224,9002 bd2 ba1,078 sqft$162 /sqft$1,337 /mo all-in ↓

403 BLUE MARLIN DRIVE, OLDSMAR, FL, 34677

Active268 days on marketListed Oct 29, 2025MLS #TB8442487

Priced 33% below the OLDSMAR 34677 medianReduced $50KManufactured HomeGULL-AIRE VILLAGE

About this home

403 BLUE MARLIN DRIVE

Welcome to your new home in the highly sought-after 55+ Gull-Aire Village! Perfectly situated on a spacious corner lot, this charming Jacobsen manufactured residence offers both comfort and convenience within walking distance to the community pool and clubhouse. Constructed in 1993, it features durable ¾ inch plywood subfloors with laminate, carpet, and tile flooring throughout. Enjoy the versatility of the enclosed Florida room, equipped with central air and heat as well as a custom fan system—ideal for hobbies and creative projects. Recent upgrades include a new hot water heater installed in 2018 and beautifully renovated bathrooms completed in 2020. Further improvements include new windows, a front door, siding, and insulation added in 2013.The kitchen is outfitted with sleek 2019 stainless-steel appliances including a refrigerator and dishwasher. A new air conditioning system installed in 2016. A roof-over was added in 2005, and an inside laundry area comes complete with a washer and dryer for your convenience. The vibrant clubhouse is the heart of the community, hosting monthly events and providing amenities such as a pool table, shuffleboard, bocce ball court, and a heated pool and spa. There are also regular activities to keep you engaged and active, including yoga, bingo, cards, and line dancing. The golf cart-friendly streets make getting around a breeze! With HOA fees at just $70 per month, you will enjoy affordable living in a wonderfully maintained neighborhood. This pet-friendly community allows one pet of any size, and a second pet is permitted with a doctor's note for emotional support. Best of all, ownership includes the land—no lot rent! Everyday conveniences are just steps away, with AMC Theatres, Bealls, Marshalls, PetSmart, Five Below, and Dollar Store across the street, as well as popular dining options like Shaker & Peel, Craft Street Kitchen, Mandola's, Country Pizza Italian Grill, and Eve's Family Restaurant. Major retailers such as Super Walmart and Publix, along with Countryside Hospital, are only minutes from your door. For outdoor enthusiasts, the stunning beaches of Honeymoon Island and Caladesi State Park are just ten miles away, and a scenic biking and walking trail along the canal offers easy access from within the community. Room sizes are approximate. Do not miss your chance to enjoy the best of Oldsmar living in one of the area's most desirable communities!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,078

Sqft

0.1 ac

Lot size

1993

Year built

One

Levels

$162

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorAccessibility Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace · Pillar/Post/Pier
FacesNorth
ExteriorAwning(s) · Rain Gutters · Sliding Doors

Community & fees

HOA fee$70/mo
Taxes (2024)$0/yr
PetsNumber Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,337 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$0
HOA fee — from the listing$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$1,497/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Est. property taxes$160
HOA / condo fee$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$161KedgeAI estimate $193,065 · range $168K$213K$222K

vs edgeAI estimate

−9.4%

$/sqft vs GULL-AIRE VILLAGE

$162 vs $162

Days on market

268 vs 43 typical

Where $162/sqft sits among the 15 homes for sale in GULL-AIRE VILLAGE

2
5
1 · this home
4
1
2
$119–137$137–155$155–174$174–192$192–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oldsmar

Map of 403 BLUE MARLIN DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

OLDSMAR 34677 — neighborhood snapshot

Population

22,337

Median age

47.3

Median income

$85,389

Median home value

$352,200

Avg household

2.49

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

9 of 15

GULL-AIRE VILLAGE have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

CurrentPrice reduced to $174,900 $50K
Oct 29, 2025Listed at $224,900 · 268 days on market since
1993Built · GULL-AIRE VILLAGE

Reality check

What actually sold near 403 BLUE MARLIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

106 DOLPHIN DRIVE ESold · Feb ’26

$221,000

106 DOLPHIN DRIVE E · same community

2 bd · 2 ba · 1,092 sqft · $202/sqft · 82 DOM

245 PELICAN DRIVE NSold · Aug ’25

$169,900

245 PELICAN DRIVE N · same community

2 bd · 2 ba · 1,104 sqft · $154/sqft · 11 DOM

427 PELICAN DRIVE SSold · May ’26

$224,900

427 PELICAN DRIVE S · same community

2 bd · 2 ba · 1,052 sqft · $214/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 403 BLUE MARLIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 403 BLUE MARLIN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

403 BLUE MARLIN DRIVE FAQs

What would the monthly payment be for 403 BLUE MARLIN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,337/mo — principal and interest, estimated property taxes, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 403 BLUE MARLIN DRIVE?+

The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 403 BLUE MARLIN DRIVE?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 403 BLUE MARLIN DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $174,900, this home is listed about 49% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 403 BLUE MARLIN DRIVE?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OLDSMAR 34677 market on paper

$174,900 is 33% below the OLDSMAR 34677 median of $259,900, and at $162/sqft it sits under the Oldsmar average of $246.

02Time on market is leverage

268 days on market against a Oldsmar median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $224,900, now $174,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Jayne Phoenix. MLS #TB8442487.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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