4954 2ND AVENUE N, ST PETERSBURG, FL, 33710
Active289 days on marketListed Oct 28, 2025MLS #TB8442314
About this home
4954 2ND AVENUE N
ABSOLUTELY GORGEOUS, METICULOUSLY RENOVATED 5-BEDROOM / OFFICE / 3-BATH RESIDENCE! Packed with modern luxuries and nestled on a corner lot in the highly desirable Central Oaks neighborhood of St. Petersburg, this home is a true touch of class that stands out from the rest. Featuring a modern open-concept design, the spacious living room, family room, dining area, and kitchen flow together beautifully — all finished with new waterproof luxury vinyl plank flooring and anchored by a striking contemporary electric fireplace, the centerpiece of the home. The newly renovated kitchen is absolutely stunning — bright and inviting, with abundant quartz countertops, a glass herringbone tile backsplash, soft-close shaker hardwood cabinets, and brand-new Samsung appliances, including a refrigerator with a built-in Family Smart Hub center. The primary suite offers a split-bedroom layout for privacy and boasts a huge walk-in closet and a stylish en-suite bath with a contemporary barn door, multiple shower heads, and a frameless glass shower for a sleek, spa-like feel. Upstairs, discover a third living area with a home office space, plus two bedrooms and a full bath — perfect for family, guests, or a private retreat. All three bathrooms showcase high-end finishes and designer accessories. Every detail has been carefully considered — from the brand-new three-dimensional shingle roof, just-installed HVAC system, and new water heater, to the updated LED lighting fixtures, ceiling fans, interior doors, knockdown texture, and whole landscaping with fresh sod. The home also features newer double-pane windows and an updated electrical panel. The list goes on! Located for unbeatable central access — less than 10 minutes to downtown St. Pete’s world-class dining, arts, and entertainment. Head west and you’re under 10 minutes from the sun-soaked shores of world winning St. Pete Beach and Treasure Island. Hop on the Central Avenue Trolley for quick, carefree access to both the beach and downtown! This home sits in a NO EVACUATION, X FLOOD ZONE and has remained high and dry through recent storms — offering true peace of mind. A perfect home in the perfect location, offering the best of Florida living at its finest. The only thing missing is you — come make this incredible gem yours today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,400
Sqft
0.15 ac
Lot size
1957
Year built
Two
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,049 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,049/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs St Petersburg actives
$275 vs $336
Days on market
289 vs 57 typical
Where $275/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33710 — neighborhood snapshot
Population
35,113
Median age
46.1
Median income
$76,908
Median home value
$312,500
Avg household
2.32
Households w/ children
3,314
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4954 2ND AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$413,000
210 49TH STREET N · same community
3 bd · 2 ba · 1,432 sqft · $288/sqft · 17 DOM
Sold · Sep ’25$775,000
520 60TH STREET N
4 bd · 3 ba · 2,546 sqft · $304/sqft · 22 DOM
Sold · Sep ’25$775,000
3835 1ST AVENUE N
4 bd · 3 ba · 2,222 sqft · $349/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4954 2ND AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4954 2ND AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4954 2ND AVENUE N FAQs
What would the monthly payment be for 4954 2ND AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4954 2ND AVENUE N?+
The most recent tax bill on record (2024) was $963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4954 2ND AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $659,900, this home is listed about 53% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4954 2ND AVENUE N?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$659,900 runs 71% above the ST PETERSBURG 33710 median — but at 2,400 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Time on market is leverage
289 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $795,800, now $659,900 — a $136K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Piro Poloska. MLS #TB8442314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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