David Ramirez
$759,000$795,0003 bd3.5 ba1,875 sqft$405 /sqft$4,718 /mo all-in ↓

2205 16TH STREET N, ST PETERSBURG, FL, 33704

Active290 days on marketListed Oct 28, 2025MLS #TB8442246

Priced 5% below the ST PETERSBURG 33704 medianReduced $36KNew constructionTownhouseGREENWOOD TOWNHOMES

Come see it

Upcoming open house

Sun, Aug 16

12:00 PM – 2:00 PM

Open House hosted at staged unit at 2205 16th St N.

About this home

2205 16TH STREET N

This brand-new construction townhome is fully completed and move-in ready today. Welcome to Greenwood Townhomes, an exclusive collection of seven contemporary residences that seamlessly blend modern design, high-quality construction, and the charm of Woodlawn— one of St. Petersburg’s most sought-after neighborhoods. Strategically located on 16th Street North, these townhomes offer the space and feel of single-family homes, featuring wide floor plans, private front yards, and solid concrete block construction from top to bottom for enhanced durability, efficiency, and privacy. Designed by the acclaimed RENKER EICH PARK ARCHITECTS, developed by TRB Development, and built by Loupin Construction, Greenwood Townhomes set a new standard for modern living in St. Pete. This is A Community Designed for Comfort & Style. There are five townhomes in the front that feature 3 bedrooms, 3.5 bathrooms, and 1,875 SF, including two desirable end units that maximize natural light. Two larger residences in the back provide additional space and enhanced privacy, perfect for those seeking a more secluded retreat. All townhomes include a spacious two-car garage, offering both convenience and secure parking. Luxury Features & Thoughtful Design include: Expansive open-concept living spaces with modern finishes and sleek architectural details. A Chef-inspired kitchens featuring high-end appliances, quartz countertops, and spacious islands—perfect for entertaining. Spa-like en-suite bathrooms with designer fixtures and ample storage. Private front yards, a rarity in townhome living, add charm and outdoor space. Hurricane-rated windows and for a sense of security and a washer and dryer are included in the purchase of a unit for convenience. Nestled in a charming, tree-lined neighborhood, Greenwood Townhomes offer the perfect balance of tranquility and urban convenience. Just minutes from downtown St. Pete, residents enjoy easy access to award-winning restaurants, boutique shopping, cultural hotspots, and waterfront parks. Plus, effortless connectivity to I-275, Tampa International Airport, and St. Pete-Clearwater Airport ensures seamless travel. This is your opportunity to own a new-construction, modern townhome in one of St. Pete’s most desirable neighborhoods. Schedule a private tour today and experience Greenwood Townhomes for yourself!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

1,875

Sqft

0.36 ac

Lot size

2

Garage

2025

Year built

Three Or More

Levels

$405

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorPrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofBuilt-Up
ConstructionConcrete
FoundationSlab
FacesWest
ParkingGarage Door Opener · Garage Faces Rear
ExteriorAwning(s) · Courtyard · Lighting · Rain Gutters · Storage

Community & fees

HOA fee$178/mo
Taxes (2025)$0/yr
PetsYes
CommunityPark

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,718 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$0
HOA fee — from the listing$178
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,900
Interest rate6.00%
Loan term

Estimated payment

$5,414/mo

Principal & interest$4,096
PMI (est., until 20% equity)$285
Est. property taxes$696
HOA / condo fee$178
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $759K
$658KedgeAI estimate $689,162 · range $686K$698K$789K

vs edgeAI estimate

+10.1%

$/sqft vs St Petersburg actives

$405 vs $336

Days on market

290 vs 58 typical

Where $405/sqft sits among the 400 St Petersburg actives

135
138 · this home
58
28
11
30
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 2205 16TH STREET N

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33704 — neighborhood snapshot

Population

16,300

Median age

48.3

Median income

$102,647

Median home value

$657,400

Avg household

2.07

Households w/ children

1,726

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $759,000 $36K
Oct 28, 2025Listed at $795,000 · 290 days on market since
2025Built · GREENWOOD TOWNHOMES

Reality check

What actually sold near 2205 16TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2209 16TH STREET NSold · Mar ’26

$699,000

2209 16TH STREET N · same community

3 bd · 3.5 ba · 1,875 sqft · $373/sqft · 150 DOM

845 BURLINGTON AVENUE NSold · Oct ’25

$760,000

845 BURLINGTON AVENUE N

3 bd · 3.5 ba · 1,868 sqft · $407/sqft · 126 DOM

230 27TH STREET NSold · May ’26

$1,150,000

230 27TH STREET N

4 bd · 2.5 ba · 1,861 sqft · $618/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2205 16TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2205 16TH STREET N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

2205 16TH STREET N FAQs

What would the monthly payment be for 2205 16TH STREET N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,718/mo — principal and interest, estimated property taxes, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2205 16TH STREET N?+

The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2205 16TH STREET N?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2205 16TH STREET N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $759,000, this home is listed about 74% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2205 16TH STREET N?+

North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33704 market on paper

$759,000 is 5% below the ST PETERSBURG 33704 median of $799,000.

02Time on market is leverage

290 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $795,000, now $759,000 — a $36K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Christopher Pitre, Pa. MLS #TB8442246.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2205 16TH STREET N, ST PETERSBURG, FL — 3 Bed, 3.5 Bath — $759,000 | CENTURY 21 Edge