David Ramirez

3309 GLORIA AVENUE, PLANT CITY, FL, 33563

Active288 days on marketListed Oct 27, 2025MLS #TB8442169

SEMINOLE LAKE ESTATES

About this home

3309 GLORIA AVENUE

This 4.38 acre, C-1A zoned parcel is mostly clear, level, high and dry and is ready for development along busy Baker Street in Plant City, Florida. The site currently stretches from Baker Street all the way back to Gloria Avenue to the North and sits alongside one of the busier shopping centers in the area. The site consists of two buildings that total 2,296 SF. There is a commercial building along Baker Street currently occupied by an auto dealer and a house along Gloria Avenue currently utilized by the owner. There is also an Ice Kiosk tenant on the site. All leases are month to month. The site has a Future Land Use of Commercial (16 DU/Acre - FAR .35) meaning that there is a potential mixed use development of up to 70 units and 66,777 SF of development. There may be an opportunity for commercial development long the Baker frontage and residential infill along the Florida side. Disclaimer: All references to potential development are based upon Future Land Use in the municipal development code. Brokers make no representations as to allowable use or development limits. Purchaser should consult professionals and the local municipality to determine property suitability. Located in Plant City just south of I-4 with easy access to surrounding areas.

Facts & features

The home at a glance

4.38 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$13,953/yr

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,123 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,229
PMI (est., until 20% equity)$572
Property tax — 2024 actual bill$1,163
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $152,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $152,500
Interest rate6.00%
Loan term

Estimated payment

$10,123/mo

Principal & interest$8,229
PMI (est., until 20% equity)$572
Property taxes (actual bill)$1,163
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Plant City

Map of 3309 GLORIA AVENUE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)35 min
Walt Disney World51 min
Universal Orlando61 min
Downtown Orlando67 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33563 — neighborhood snapshot

Population

26,313

Median age

37.9

Median income

$56,318

Median home value

$197,500

Avg household

2.62

Households w/ children

2,759

For the school run

Hillsborough County School District

ElementaryBurney Elementary School★★★★
HighPlant City High School★★★★★
MiddleMarshall Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$357K$354K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 392% above the PLANT CITY 33563 median. See the full Plant City market guide →

Paper trail

This home's history

Oct 27, 2025Listed at $1,525,000 · 288 days on market since

Reality check

What actually sold near 3309 GLORIA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

702 WHITEHURST ROADSold · Sep ’25

$165,000

702 WHITEHURST ROAD · same community

3 bd · 1 ba · 744 sqft · $222/sqft · 66 DOM

806 WHITEHURST ROADSold · Feb ’26

$239,000

806 WHITEHURST ROAD · same community

3 bd · 1 ba · 856 sqft · $279/sqft · 33 DOM

10 MAYS STREETSold · Jul ’26

$100,000

10 MAYS STREET

2 bd · 1 ba · 600 sqft · $167/sqft · 168 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3309 GLORIA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3309 GLORIA AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3309 GLORIA AVENUE FAQs

What would the monthly payment be for 3309 GLORIA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3309 GLORIA AVENUE?+

The most recent tax bill on record (2024) was $13,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Plant City?+

At $1,525,000, this home is listed about 281% above the Plant City median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3309 GLORIA AVENUE?+

Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BAY STREET COMMERCIAL LLC · Michael Braccia, Pa. MLS #TB8442169.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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