1520 GULF BOULEVARD UNIT 1101, CLEARWATER BEACH, FL, 33767
Active269 days on marketListed Nov 7, 2025MLS #TB8441634
About this home
1520 GULF BOULEVARD UNIT 1101
Stunning Gulf Front Condo on Sand Key! New and Improved Price ! Experience coastal luxury living in this beautifully updated 3-bedroom, 2.5-bath residence with 1,942 sq. ft. of bright, open living space. Floor-to-ceiling windows in this DIRECT GULF FRONT CONDO showcase breathtaking panoramic views of the Gulf of Mexico and the sugar-sand beaches filling the home with natural light and ENDLESS SUNSETS. The modern kitchen features white cabinetry, sleek porcelain countertops, and stainless-steel appliances — perfect for the home chef. Elegant wood floors flow throughout, complemented by automatic custom solar shades for comfort and privacy. Enjoy morning coffee or evening cocktails on your private wrap around balcony overlooking the beach. Enjoy Resort-Style living at the Ultimar, a premier gated community offering multiple pools and hot tubs, tennis and pickleball courts, basketball and shuffleboard, croquet, fitness center, sauna, billiards room, and community room. An on-site manager ensures a worry-free lifestyle. From the Semi Private Elevator opening into a Lobby right beside the Front door of the Condo to the Covered Underbuilding Parking this unit is easily accessible and Secure with 24 hour guard and Security Protection. Conveniently located near shops, restaurants, and entertainment — and with the Jolly Trolley stopping right outside the building — this condo offers the perfect blend of relaxation and accessibility. Come live your best beach life on Sand Key!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,942
Sqft
0.25 ac
Lot size
1991
Year built
One
Levels
$873
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,324 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,324/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs Clearwater Beach actives
$873 vs $564
Days on market
269 vs 75 typical
Where $873/sqft sits among the 282 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 282
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 205% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1520 GULF BOULEVARD UNIT 1101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,425,000
1520 GULF BOULEVARD UNIT 702 · same community
3 bd · 2.5 ba · 1,942 sqft · $734/sqft · 117 DOM
Sold · Mar ’26$1,700,000
1520 GULF BOULEVARD UNIT 1502 · same community
3 bd · 2.5 ba · 1,942 sqft · $875/sqft · 130 DOM
Sold · Mar ’26$1,750,000
1520 GULF BOULEVARD UNIT 602 · same community
3 bd · 2 ba · 1,920 sqft · $911/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 GULF BOULEVARD UNIT 1101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 GULF BOULEVARD UNIT 1101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1520 GULF BOULEVARD UNIT 1101 FAQs
What would the monthly payment be for 1520 GULF BOULEVARD UNIT 1101?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,324/mo — principal and interest, the actual property-tax bill, the $412/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1520 GULF BOULEVARD UNIT 1101?+
The association fee works out to $412 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1520 GULF BOULEVARD UNIT 1101?+
The most recent tax bill on record (2024) was $23,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1520 GULF BOULEVARD UNIT 1101?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $1,695,000, this home is listed about 112% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1520 GULF BOULEVARD UNIT 1101?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,695,000 runs 205% above the CLEARWATER BEACH 33767 median — but at 1,942 sqft it's also 39% larger than the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
269 days on market against a Clearwater Beach median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,890,000, now $1,695,000 — a $195K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Marianne Hart. MLS #TB8441634.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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