
2401 19TH STREET S, ST PETERSBURG, FL, 33712
Active291 days on marketListed Oct 27, 2025MLS #TB8441079
About this home
2401 19TH STREET S
AFFORDABLE MOVE-IN READY HOME IN A NON-FLOOD ZONE WITH OVERSIZED GARAGE, NEW ROOF, NEW HVAC, & IMPACT WINDOWS. Located in the Lake Maggiore neighborhood of St. Petersburg, this move-in-ready home offers 3 bedrooms, 1 bathroom, and an oversized one-car garage with many of the home's most expensive improvements already completed. Situated in a NON-FLOOD ZONE AND NON-EVACUATION ZONE where flood insurance is not currently required by federally backed lenders, the property combines affordability with long-term peace of mind in a convenient central location. Natural light fills the home throughout the day, complementing a functional layout designed for comfortable everyday living. The KITCHEN and BATHROOM were UPDATED IN 2022 with shaker cabinetry, updated countertops, appliances, modern fixtures, and durable luxury vinyl plank flooring throughout the home. The oversized primary bedroom provides additional space for a sitting area or reading nook, while the third bedroom offers flexibility as a guest room, home office, or bonus room with direct access to the backyard. Major improvements have already been completed, including a NEW ROOF (2025), NEW HVAC SYSTEM (2025), IMPACT-RATED WINDOWS (2022), AND NEW GUTTERS (2025), reducing future maintenance expenses for the next owner. The fully vinyl-fenced front and backyard create a private outdoor setting with a low-maintenance patio area for entertaining, pets, or gardening. The oversized garage provides abundant storage, in-unit laundry, and PLUMBING ALREADY IN PLACE FOR A FUTURE SECOND BATHROOM, offering additional flexibility and long-term value. A half-circle driveway provides convenient off-street parking. This home MAY QUALIFY FOR DOWN PAYMENT ASSISTANCE PROGRAMS, including programs available to eligible FIRST-TIME HOMEBUYERS OR HOME TOWN HEROS, making homeownership more attainable than many buyers realize. Conveniently located within minutes of Publix, Sprouts Farmers Market, ALDI, Starbucks, Chipotle, Downtown St. Petersburg, I-275, and the Gulf beaches, the home is also less than half a mile from Dell Holmes Park, featuring a waterfront splash pad, playgrounds, fishing docks, walking trails, and picnic pavilions. This property offers a rare combination of MAJOR SYSTEM UPGRADES, NON-FLOOD ZONE POSITIONING, FUTURE EXPANSION POTENTIAL, AND AN AFFORDABLE OPPORTUNITY TO OWN instead of rent in St. Petersburg.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,320
Sqft
0.1 ac
Lot size
1
Garage
1951
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,434 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs St Petersburg actives
$238 vs $336
Days on market
291 vs 58 typical
Where $238/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Maggiore Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Lake Maggiore Shores — neighborhood snapshot
Population
2,498
Median age
37
Median income
$76,256
Median home value
$250,350
Avg household
3
Households w/ children
128
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2401 19TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$205,000
2534 19TH STREET S · same community
3 bd · 2 ba · 1,160 sqft · $177/sqft · 3 DOM
Sold · Jan ’26$232,900
2421 19TH STREET S · same community
2 bd · 1 ba · 844 sqft · $276/sqft · 47 DOM
Sold · Jul ’26$221,000
2425 19TH STREET S · same community
2 bd · 1 ba · 796 sqft · $278/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2401 19TH STREET S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2401 19TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2401 19TH STREET S FAQs
What would the monthly payment be for 2401 19TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,434/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2401 19TH STREET S?+
The most recent tax bill on record (2024) was $3,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $314,000, this home is listed about 28% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2401 19TH STREET S?+
Campbell Park Elementary School (elementary), Gibbs High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE TENPENNY COLLECTION · Susie Collins. MLS #TB8441079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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