3 HAMMOCK BAY BLVD, APOLLO BEACH, FL, 33572
Active268 days on marketListed Oct 28, 2025MLS #TB8440951
About this home
3 HAMMOCK BAY BLVD
One or more photo(s) has been virtually staged. Pre-Construction. To be built. Photos of a similar model with featured upgrades. Welcome to Hammock Bay - Apollo Beach's final new waterfront home community. This exclusive gated neighborhood features private roads and deepwater access to Tampa Bay, offering the perfect combination of privacy, freedom, and coastal luxury. Hammock Bay includes 47 homesites, with 46 positioned directly on the water. Lot sizes average 75 feet wide by 150 to 190 feet deep, providing generous front and rear yards rarely found in the area. No CDD fees and low HOA costs mean more flexibility and long-term value. Buyers have the freedom to select their own builder, provided they meet community development standards. Lots 1-22 require a minimum of 3,500 sq. ft. of living area, while Lots 23-46 require a minimum of 4,500 sq. ft. Each homesite offers ample room to design and build a custom residence suited to your lifestyle. The community offers quick, deepwater access to Tampa Bay, ideal for boating, fishing, and waterfront dining. Site development is underway and progressing quickly, with final plat completion expected in January 2026. Home construction may begin once the final plat is recorded, and owners will have two years after closing to commence building. Don't miss this rare opportunity to own new waterfront property in Apollo Beach. Contact us today for available lots, pricing, and to schedule a private site tour.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,362
Sqft
0.25 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$511
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,621 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,663/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 395% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3 HAMMOCK BAY BLVD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 HAMMOCK BAY BLVD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3 HAMMOCK BAY BLVD FAQs
What would the monthly payment be for 3 HAMMOCK BAY BLVD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,621/mo — principal and interest, estimated property taxes, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3 HAMMOCK BAY BLVD?+
The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3 HAMMOCK BAY BLVD?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 HAMMOCK BAY BLVD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $2,228,500, this home is listed about 355% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3 HAMMOCK BAY BLVD?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,228,500 runs 395% above the APOLLO BEACH 33572 median — but at 4,362 sqft it's also nearly twice the size of the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
268 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Amber Mills. MLS #TB8440951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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