16895 1ST STREET E, NORTH REDINGTON BEACH, FL, 33708
Active282 days on marketListed Oct 24, 2025MLS #TB8440914
About this home
16895 1ST STREET E
A decisive $400,000 price repositioning has transformed this North Redington Beach waterfront residence into one of the most compelling buying opportunities on the Gulf Coast. Now offered at a dramatically improved $2.495M, this coastal waterfront estate represents a rare convergence of luxury, timing, and opportunity. If you’ve been waiting for a waterfront home that can truly handle hosting, holidays, and multigenerational living… this is it. With sweeping views of Boca Ciega Bay, an open-concept layout, and a chef’s kitchen featuring dual islands + dual dishwashers + wine fridge + double ovens, this home is built for connection and celebration. Every bedroom has its own en-suite bath, and the primary suite feels like a private retreat with a terrace overlooking the water—perfect for sunrise coffee. Movie nights? Covered. A second living space off the primary suite becomes your own theatre room with a wood-burning fireplace. Outside, the fun continues with a resort-size pool, pergola, fire pit, nearly 0.4 acres of lush yard, and even a dedicated indoor dog bath. Boaters will love the private dock + 10,000-lb boat lift, and you’re just across Gulf Blvd to white sands and Gulf beaches. New impact windows (2024) + new metal roof (2024) add major peace of mind, along with an elevator and thoughtful upgrades throughout. This is a rare chance to secure a luxury waterfront lifestyle with options.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,480
Sqft
0.38 ac
Lot size
2
Garage
1970
Year built
Two
Levels
$535
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,432 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,432/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Redington Beach actives
$535 vs $770
Days on market
282 vs 46 typical
Where $535/sqft sits among the 18 North Redington Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Redington Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know North Redington Beach. See the full North Redington Beach guide →
NORTH REDINGTON BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Redington Beach market
$981K → $1.7M
North Redington Beach median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
7 of 18
North Redington Beach actives have cut their price
Median sold price, North Redington Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 410% above the NORTH REDINGTON BEACH 33708 median. See the full North Redington Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 16895 1ST STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$940,000
208 BATH CLUB BOULEVARD N · same community
3 bd · 2 ba · 2,224 sqft · $423/sqft · 130 DOM
Sold · Aug ’25$667,000
203 BATH CLUB BOULEVARD N · same community
3 bd · 2 ba · 2,198 sqft · $303/sqft · 106 DOM
Sold · May ’26$6,614,700
17824 LEE AVENUE
5 bd · 5.5 ba · 4,356 sqft · $1,519/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16895 1ST STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16895 1ST STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16895 1ST STREET E FAQs
What would the monthly payment be for 16895 1ST STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,432/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16895 1ST STREET E?+
The most recent tax bill on record (2025) was $17,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Redington Beach?+
At $2,395,000, this home is listed about 108% above the North Redington Beach median of $1,150,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16895 1ST STREET E?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,395,000 runs 410% above the NORTH REDINGTON BEACH 33708 median — but at 4,480 sqft it's also nearly twice the size of the typical North Redington Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
282 days on market against a North Redington Beach median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,875,000, now $2,395,000 — a $480K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Heidi Joy PA. MLS #TB8440914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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