2539 SILVERBACK COURT, PALM HARBOR, FL, 34684
Active284 days on marketListed Oct 22, 2025MLS #TB8440591
About this home
2539 SILVERBACK COURT
Welcome to this beautifully upgraded and meticulously maintained end-unit townhome located in the private, gated community of Tarpon Ridge. Offering an abundance of natural light, soaring ceilings, and a thoughtfully designed floor plan, this home combines comfort, style, and convenience. Upon entering, you'll be greeted by a spacious and airy great room featuring high ceilings, formal dining and living spaces, and sliding glass doors with plantation shutters that open to a screened and covered corner lanai—perfect for relaxing or entertaining guests. A convenient half bath is located on the main level. The spacious first-floor owner's suite provides a private retreat and features an elegant ensuite bath complete with dual vanities, a soaking tub, separate shower, and generous walk-in closets. The beautifully updated kitchen is a chef's dream, showcasing stone countertops, upgraded cabinetry, stainless steel appliances, and a convenient serving counter. Adjacent to the kitchen, the bright breakfast nook offers the perfect spot to enjoy your morning coffee while overlooking the lush surroundings. Upstairs, an open loft area provides flexible living space ideal for a home office, media room, or additional family room. Two additional bedrooms and a full bath complete the second level. Additional features include an oversized two-car garage with a bonus workshop/storage area and access to the community's heated swimming pool. Conveniently located near shopping, dining, medical facilities, Gulf beaches, and major transportation routes, this exceptional home offers the perfect combination of maintenance-free living and an unbeatable location. Don't miss this opportunity to make Tarpon Ridge your new home address!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,250
Sqft
0.06 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,027 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,027/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Palm Harbor actives
$227 vs $261
Days on market
284 vs 42 typical
Where $227/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2539 SILVERBACK COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$397,500
2524 TRANQUILITY DRIVE · same community
3 bd · 3.5 ba · 2,215 sqft · $179/sqft · 157 DOM
Sold · Apr ’26$340,000
4813 MICHELLE LANE · same community
2 bd · 2 ba · 1,234 sqft · $276/sqft · 6 DOM
Sold · Jul ’26$376,000
3494 PRIMROSE WAY
4 bd · 2.5 ba · 2,282 sqft · $165/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2539 SILVERBACK COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2539 SILVERBACK COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2539 SILVERBACK COURT FAQs
What would the monthly payment be for 2539 SILVERBACK COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,027/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2539 SILVERBACK COURT?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2539 SILVERBACK COURT?+
The most recent tax bill on record (2025) was $3,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2539 SILVERBACK COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $509,900, this home is listed about 36% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2539 SILVERBACK COURT?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$509,900 runs 104% above the PALM HARBOR 34684 median — but at 2,250 sqft it's also 54% larger than the typical Palm Harbor listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
284 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $514,888, now $509,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEFRONT REALTY · Roger Fruits. MLS #TB8440591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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