David Ramirez
$294,900$299,9003 bd2 ba1,314 sqft$224 /sqft$2,302 /mo all-in ↓

1604 CRYSTAL COURT E, LAKELAND, FL, 33801

Active284 days on marketListed Oct 23, 2025MLS #TB8440429

Reduced $5KSingle Family ResidenceCRYSTAL COURT

About this home

1604 CRYSTAL COURT E

Welcome to this beautifully updated 3-bedroom, 2-bath home in the desirable Crystal Court area of Lakeland. This move-in ready property features new exterior and interior paint, a new roof(2023), and a new HVAC system (2023). The fully renovated kitchen includes new cabinets, granite countertops, and stainless steel appliances. Both bathrooms have been tastefully updated, and the home offers tile flooring throughout. Enjoy extra space with a 19’ x 9’ bonus room with a mini-split unit—perfect for a family room, office, or play area. The private fenced backyard is ideal for entertaining or relaxing. Conveniently located just minutes from the Polk Parkway and downtown Lakeland’s shops and restaurants. Don’t miss it!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,314

Sqft

0.21 ac

Lot size

1956

Year built

One

Levels

$224

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets
LaundryLaundry Closet
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
FacesWest
ExteriorLighting · Sidewalk

Community & fees

Taxes (2024)$3,303/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Phone Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,302 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property tax — 2024 actual bill$275
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,322
Interest rate6.00%
Loan term

Estimated payment

$2,302/mo

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$275
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$238KedgeAI estimate $263,894 · range $248K$277K$307K

vs edgeAI estimate

+11.7%

$/sqft vs Lakeland actives

$224 vs $190

Days on market

284 vs 43 typical

Where $224/sqft sits among the 400 Lakeland actives

76
103
110
53 · this home
24
34
$120–152$152–184$184–215$215–247$247–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Lake South

Map of 1604 CRYSTAL COURT E inside its neighborhood boundary

Drive times from this address

Downtown Tampa42 min
Walt Disney World46 min
Tampa Int’l Airport (TPA)53 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Crystal Lake South — neighborhood snapshot

Population

3,062

Median age

38

Median income

$43,971

Median home value

$121,500

Avg household

3

Households w/ children

382

For the school run

Polk County School District

MiddleCrystal Lake Middle School★★★★★
ElementaryCrystal Lake Elementary School★★★★★
HighLakeland Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

203 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the LAKELAND 33801 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $294,900 $5K
Oct 23, 2025Listed at $299,900 · 284 days on market since
1956Built · CRYSTAL COURT

Reality check

What actually sold near 1604 CRYSTAL COURT E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1625 CRYSTAL COURT ESold · Sep ’25

$247,000

1625 CRYSTAL COURT E · same community

3 bd · 1 ba · 1,490 sqft · $166/sqft · 162 DOM

1351 N 12th Court # 9A, Hollywood FL 33019Sold · Apr ’26

$145,000

1351 N 12th Court # 9A, Hollywood FL 33019 · same community

1 bd · 1 ba · 580 sqft · $250/sqft · 76 DOM

1355 N 12th Ct # 6A, Hollywood FL 33019Sold · Sep ’25

$125,000

1355 N 12th Ct # 6A, Hollywood FL 33019 · same community

1 bd · 1 ba · 580 sqft · $216/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1604 CRYSTAL COURT E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1604 CRYSTAL COURT E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1604 CRYSTAL COURT E FAQs

What would the monthly payment be for 1604 CRYSTAL COURT E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1604 CRYSTAL COURT E?+

The most recent tax bill on record (2024) was $3,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $294,900, this home is listed about 14% below the Lakeland median of $343,400. The market section on this page shows how the area is trending.

Which schools are assigned to 1604 CRYSTAL COURT E?+

Crystal Lake Middle School (middle), Crystal Lake Elementary School (elementary), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$294,900 runs 14% above the LAKELAND 33801 median.

02Time on market is leverage

284 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $299,900, now $294,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of FRIENDS REALTY LLC · Leticia Marcos. MLS #TB8440429.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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